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What is 3D Secure 2.0?

21 Feb 2022 By PAYCEC

3D Secure 2.0 is a secure online payment protocol that requires online buyers to go through Strong Customer Authentication (SCA) in order to complete a transaction, reducing fraud risk and protecting credit card information.

Apart from complying with PSD2's Strong Customer Authentication (SCA) requirements, the new 3DS 2.0 protocol has a number of advantages, particularly in terms of mobile payments. By being completely interoperable with mobile wallet applications and in-app transactions, the new design significantly improves the user experience on mobile devices.

How does 3-D Secure 2.0 work?

3-D Secure has been available for a long time, and it establishes an authentication data connection between digital retailers, payment networks, and financial institutions in order to analyze and share transaction data. The new 2.0 version of the technology allows merchants to submit an unprecedented number of transaction attributes to the issuer, which the issuer may use to verify customers more correctly without having to ask for a static password or slowing down commerce.

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We are honored to serve as your reliable business partner and financial service provider in the industry and other business-related services. With the help of our professional staff, to help merchants to achieve their goals for the development and expansion of the international business market.

Our payment flow has developed in the e-commerce world to perform seamlessly and effectively across all platforms and devices. We take pleasure in combining technology with customer service, to solve your concerns at the moment.

PayCEC is a fully worldwide payment network that not only allows merchants to be paid immediately and securely, but also allows them to withdraw money in multiple currencies to their company accounts.

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