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How does 3D payment gateway work?

When it comes to online credit/debit card transactions, 3D secure is an extra layer that the payment gateway provider provides to the payment verification process to ensure strong user authentication. Underneath the surface, the entire procedure is based on three domains of security protocol, each involving three parties:

  • The acquiring bank is known as the acquirer.
  • Interoperability between the issuer and the issuing bank is the payment environment system ( processor, card schemes, etc.)

3D Secure (3-domain structure or 3DS)

Payer authentication, commonly known as 3D Secure (3-domain structure or 3DS), is a security mechanism that helps prevent fraud in online credit and debit card transactions.

Card issuer brand 3D secure code brand
Visa Verified by Visa
Mastercard Mastercard Secure code
Discover ProtectBuy
American Express American Express SafeKey
JCB International J/Secure

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We are honored to serve as your reliable business partner and financial service provider in the industry and other business-related services. With the help of our professional staff, to help merchants to achieve their goals for the development and expansion of the international business market.

Our payment flow has developed in the e-commerce world to perform seamlessly and effectively across all platforms and devices. We take pleasure in combining technology with customer service, to solve your concerns at the moment.

PayCEC is a fully worldwide payment network that not only allows merchants to be paid immediately and securely, but also allows them to withdraw money in multiple currencies to their company accounts.

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