Open Banking UK uses Open Banking API UK as its method of retrieving information from bank databases. When a third party provider (TPP) needs any information from customers, for example, their marital status. The TPP will send out a call to an Open Banking UK API to request for the information. The API will then enter bank databases to extract marital statuses of customers, and get them back to the TPP. Through API, customer data can be quickly and securely transferred between banks and third party providers.
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