21 Apr 2022 By PAYCEC
Open Banking is a collaborative model in which financial data is shared between two or more unaffiliated parties via APIs in order to provide expanded capabilities to the marketplace. APIs have been used for decades in the United States to enable personal financial management software, display billing information on bank websites, and connect developers to payment networks like Visa and Mastercard. However, these connections have mostly been utilized to transmit information rather than move monetary balances.
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