A 3D Secure check is also known as the 3D Secure authentication . The 3D Secure check helps verify customer data and protect them from virtual threats like credit card fraud, identity theft.
The 3D Secure check main function is to send users an One Time Password to validate themselves. The dynamic password only lasts for a couple of minutes and is sent only to that customer’s registered phone number. So only the account owner might have the access to the OTP code, and therefore no unauthorized transactions could happen without the owner permission.
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