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What is Open Banking in the United States (US)?

In the United States, Open Banking is not as organized.

A lack of Open Banking regulation in the United States is one of the biggest sources of uncertainty. This legislation spells out very explicit standards for banks to be compliant. In Europe, there is a well-defined regulatory framework that requires access to data banks held by programs such as PSD2. While the journey has been rough, Europe has already rolled out Open Banking across the continent, and some estimates suggest that up to 87 percent of countries provide Open Banking in some shape or the other.


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We are honored to serve as your reliable business partner and financial service provider in the industry and other business-related services. With the help of our professional staff, to help merchants to achieve their goals for the development and expansion of the international business market.

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PayCEC is a fully worldwide payment network that not only allows merchants to be paid immediately and securely, but also allows them to withdraw money in multiple currencies to their company accounts.

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