23 Mar 2022 By PAYCEC
Safekey is legit.
SafeKey is American Express' version of a 3D Secure authentication solution that protects both the cardholder and the merchant from illegal Amex online transactions. Cardholders are automatically enrolled with the Amex SafeKey program and do not need to do anything further. The cardholder/purchaser may be required to enter a one-time use code that they receive by email or on their phone while making an online purchase with a participating merchant. Amex obviously has their email address and cell phone numbers, so they receive this information in a matter of seconds. These codes are only good for ten minutes. They'll have to start over if the transaction isn't completed right away.
Also, if the "legit" cardholder receives an email or text message advising them of a code they did not request, they are alerted that their card is being used fraudulently.
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