Is Visa card a credit card or a debit card?

31 Aug 2022 By PAYCEC

Visa is a payment company that provides the service of both credit and debit card. In other words, Visa card is a credit card, as well as a debit card. Depending on your needs, you may choose to use a debit or credit card. To avoid confusion, here is a brief description of the card types:

  • Visa Credit card is the type of card that allows you to buy now, pay the bank later. When making a purchase which this card, you basically will borrow money from the bank, and have to pay them back at the end of the month.
  • Visa Debit card only grants you convenience, but you will have to pay directly from your bank account. If your balance is up, you may not purchase with this type of card.

You can make online payments with either credit or debit card, as long as your merchant is connected to a payment gateway that enables Visa payments like PayCEC.

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If you need further assistance or answer, please don't hesitate to contact us.

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We are honored to serve as your reliable business partner and financial service provider in the industry and other business-related services. With the help of our professional staff, to help merchants to achieve their goals for the development and expansion of the international business market.

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