07 Mar 2023 By PAYCEC
The American Express Black Card, also known as the Centurion Card, is a highly exclusive and prestigious credit card offered by American Express. As such, it is not subject to a predetermined credit limit like most other credit cards. Instead, American Express determines the spending limit for each cardholder based on their payment history, income, credit score, and other factors.
Charge card holders must also pay off their balance in full each month. Unlike credit cards, where cardholders can choose to pay off the balance fully or partially, this is not the case (which incurs interest). Credit cards also have a spending limit.
Cardholders of the American Express Black Card are known to have very high spending power, and the card caters to their unique needs and preferences. However, it's important to note that while the card may have a higher spending limit than many other credit cards, cardholders are still expected to make payments on time and manage their spending responsibly to maintain their good standing with American Express.
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