Which UK banks use Open Banking?

10 May 2022 By PAYCEC

Only nine biggest banks in Great Britain and Northern Ireland are enforced by the UK Government to use Open Banking. These banks take up to 90% of bank users in the whole United Kingdom, and are called the CMA 9. The Competition And Markets Authority (CMA9) consists of:

  • Barclays Bank
  • Lloyds Banking Group (including Halifx and Bank Of Scotland)
  • HSBC Group (including M&S and First Direct)
  • Royal Bank Of Scotland Group (RBS) (including NatWest and Ulster Bank)
  • Nationwide Building Society
  • Santander UK
  • Danske Bank (Northern Bank Limited)
  • Bank Of Ireland
  • Allied Irish Bank Group UK (First Trust Bank in Northern Ireland)

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