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Banking payment gateway - The new key to financial convenience!

Thursday, 13 Apr, 2023

Banking payment gateway is now one of the hottest concepts in the financial field, it’s considered the new key to financial convenience by some specialists in the banking industry. So, what is a bank payment gateway? And why is such a new concept gaining so much popularity among payment experts?

1. The definition of payment gateway

1.1. What is a payment gateway?

Payment gateway is a supporting system that allows merchants to accept credit and debit card payments. Payment gateway receives and reads payment information from customers, encrypts these data into tokens, and transfers them to the payment processors and banks in order to authenticate and complete customers’ purchases.

In short, payment gateway is the essential middleman that connects merchants, banks, card schemes, and customers. With a payment gateway integrated into their website, eCommerce merchants can start to accept online banking payments from their customers without any difficulties.

1.2. What are the different types of payment gateway?

There are 4 popular types of payment gateways:

  • The first type is hosted payment gateway, which directs customers to the checkout payment page of the payment gateway service provider, giving both customers and merchants the most convenient way to make online banking payments.
  • The second one is a self-hosted payment gateway, which might cause merchants a lot of complications since they have to host, maintain, administrate, and fix the system themselves in case of problems.
  • The third kind is API hosted payment gateway, which is a simple payment extension integrated into the merchant’s website, allowing the website to communicate with the card schemes and banks in order to exchange and process payment information. The payment gateway service provider that offers the hosted payment gateway method usually also provides the API hosted payment gateway solution (e.g. PayCEC payment gateway).
  • The last form is banking payment gateway, which takes customers to the bank domain to perform the checkout procedure instead of taking them to the payment page of a payment gateway service provider.

The 4 popular types of payment gateways

The 4 popular types of payment gateways

1.3. What is a banking payment gateway?

A banking payment gateway is a checkout system hosted, maintained, and controlled by the merchant’s bank. Each bank will have its own banking payment gateway, and as a result, usually can only accept the cards and services supported by its own bank.

Therefore, using a banking payment gateway has its own benefits and drawbacks:

  • Advantages: Like every payment gateway, the bank payment gateway is secure, quick, and easy to install.
  • Disadvantages: However, it does not provide the full functionality of a comprehensive payment gateway and only allows basic features to enable online payments. Merchants may not alter how their checkout page looks to best describe their brands. Some banks only offer in-app or only desktop interaction for their bank payment gateway. And most importantly, merchants might encounter many more difficulties while trying to manage their merchant accounts through the system of a banking payment gateway, than through a hosted payment gateway or a self-hosted payment gateway. Không có accept ewallet và liên kết PayPal.

1.4. The difference between a payment gateway and a banking payment gateway?

To learn more about some of the differences between a regular payment gateway and a banking payment gateway, let’s take a look at our table below:

Regular Payment Gateway(e.g. PayCEC) Banking Payment Gateway
  • Quick integration
  • Easy to make payments
  • Secure (with PCI DSS certificate, Tokenization, and 3D Secure)
  • Accept a variety types of cards (debit cards, credit cards, prepaid cards, virtual cards, etc.)
  • Connect with many international card schemes to allow many brands of cards (Visa, Mastercard, American Express, JCB, Discover, Diner Clubs, etc.)
  • Quick integration
  • Easy to make payments
  • Secure (security system is held up to the bank security standard)
  • Accept as many types of cards as the banks can allow (usually local debit and credit cards)
  • A bank usually only issue one or two brands of cards

The difference between a regular payment gateway vs. a banking payment gateway

The difference between a regular payment gateway vs. a banking payment gateway

2. The benefits of banking payment gateway

2.1. Why do consumers need a banking payment gateway?

A payment gateway can benefit consumers in many ways. Most importantly, it’s a super quick and convenient way for customers to make payments, just fill out the online form in the checkout page and hit “Send”, and the payment gateway will take it from there.

This seamless checkout experience is the most apparent benefit of banking payment gateway. Just a few mouse clicks and the transaction is complete, no need to ask for the merchant’s banking details, no need to create an account to checkout, no waiting time, and no worry about the transaction security because a payment gateway cannot store customer payment information, it will only receive, transcript, and pass it on to financial institutions like banks and payment processors.

The benefits of a banking payment gateway

The benefits of a banking payment gateway

2.2. Why do businesses need a payment gateway?

Payment gateway should be made the top priority for businesses when trying to establish a business, especially for online and eCommerce startups. The benefits of banking payment gateway can contribute a lot to the business’s success, there are 3 main benefits of banking payment gateway:

  • First of all, it helps businesses accept online banking payments from all sorts of cards, expands the merchants payment option list, increases their conversion rate, and helps them avoid the circumstances where customers choose to abandon their cart due to the lack of payment methods.
  • Secondly, payment gateway provides a seamless, quick, and convenient way for merchants to accept banking payments and manage their merchant accounts. Merchants have full access to their merchant accounts and receive real-time reports, as well as real-time risk notifications anytime, anywhere they want. They can access these information with a few simple steps and get into the account management dashboard in order to have the overview look of their account through any device, from phone, desktop, to tablet, e-watch.
  • Finally, payment gateway is a secure system for merchants to accept banking payments, it helps rule out the possibility of credit card fraud and virtual deception, and guarantees merchants with the top security methods of the payment industry like PCI DSS standard, 3D Secure, and Tokenization.

3. The process of a payment gateway

After learning the definition and benefits of banking payment gateways, next, let’s find out how a payment gateway works. After the merchant has successfully integrated a payment gateway into their website, the process of a transaction going through its system is quite simple:

Step 1: Customers add their favorite items to the shopping cart.

Step 2: The payment gateway will direct customers to their checkout payment page.

Step 3: At this point, the customers will be asked to fill in all the required banking information on the checkout page.

Step 4: The payment gateway will receive the data, encrypt them into a series of tokens that are safeguarded and irreversible by the machine.

Step 5: After the transcription, which takes milliseconds, the payment gateway will proceed with the first layer of fraud check and take these tokens to the payment processors, also known as card schemes.

Step 6: The card schemes will add another layer of fraud checks to verify the identity of the card owner, authenticate the transaction, and send a message to the customer’s bank, also known as the issuing bank.

Step 7: The customer’s bank will receive the message and do their own check up on the transaction.

Step 8: If all information is correct, the customer’s bank will send the green message to all parties, including the card schemes, the payment gateway, and the merchant’s bank, also known as the acquiring bank.

Step 9: After receiving the green light, the payment gateway will send a request of withdrawal to the customer’s bank.

Step 10: The customer’s bank will send this amount to the merchant’s bank.

Step 11: The merchant’s bank will collect the payment and deposit it into the payment gateway’s merchant account.

Step 12: The payment gateway finally completes the transaction by sending a notification to the merchant and letting them know how to examine their merchant account.

The process of a standard payment gateway

The process of a standard payment gateway

4. The list of banking payment gateways suitable for your business (by countries)

Here is the list of commercial bank payment gateway sorting by countries that offer the service:

Banking Payment Gateway List By Countries

Country Bank Payment Gateway

Afghanistan

Bank Alfalah payment gateway
Monzo payment gateway
Central bank payment gateway
PNC payment gateway

Albania

PNC payment gateway
Rcbc payment gateway
Monzo payment gateway
Algeria PNC payment gateway
American Samoa Monzo payment gateway

Andorra

Bank Asia payment gateway
PNC payment gateway
Monzo payment gateway
BOI payment gateway
Bank Of Ireland payment gateway

Angola

Monzo payment gateway
Ecobank payment gateway
Nedbank payment gateway
Standard Chartered bank payment gateway

Anguilla

First Atlantic payment gateway
Monzo payment gateway

Antigua and Barbuda

Monzo payment gateway
First atlantic payment gateway
Rbc payment gateway
Sagicor bank payment gateway

Argentina

HSBC payment gateway
Bank alfalah payment gateway
Citibank payment gateway
Cib payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Absa payment gateway
Acleda payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

Armenia

HSBC payment gateway
PNC payment gateway
Monzo payment gateway

Aruba

Sagicor bank payment gateway
Rbc payment gateway
First atlantic payment gateway
NCB payment gateway

Australia

HDFC payment gateway
SBI bank payment gateway
HBL online payment gateway
CIB payment gateway
RCBC payment gateway
NCB payment gateway
OCBC payment gateway
Bendigo bank payment gateway
State bank of India payment gateway
BOI payment gateway
Monzo payment gateway
Central bank payment gateway
Natwest payment gateway
Ing payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Standard Chartered bank payment gateway

Austria

CIB payment gateway
RCBC payment gateway
NCB payment gateway
OCBC payment gateway
Bendigo bank payment gateway
State bank of India payment gateway
Boi payment gateway
Monzo payment gateway
Central bank payment gateway
Natwest payment gateway
Ing payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Standard Chartered bank payment gateway

Azerbaijan

Monzo payment gateway
Central bank payment gateway

Bahamas

SBI payment gateway
First atlantic payment gateway
Monzo payment gateway
RBC payment gateway

Bahrain

SBI payment gateway
ICICI payment gateway
HBL payment gateway
Bank Alfalah payment gateway
HSBC online payment gateway
MCB payment gateway
Monzo payment gateway
Standard Chartered bank payment gateway
PNC payment gateway
Bank Asia payment gateway
RBC payment gateway

Bangladesh

SBI payment gateway
ICICI payment gateway
HBL payment gateway
Sonali payment gateway
Bank Alfalah payment gateway
HSBC payment gateway
RCBC payment gateway
State bank of India
Monzo payment gateway
Brac bank payment gateway
SEBL payment gateway
Chase bank payment gateway
Central bank payment gateway
Bangladesh bank payment gateway
Acleda payment gateway
Standard Chartered bank payment gateway
Barbados NCB payment gateway
Monzo payment gateway
First atlantic payment gateway
RBC payment gateway
Sagicor bank payment gateway
Belarus PNC payment gateway

Belgium

SBI payment gateway
ICICI payment gateway
HBL payment gateway
CIB payment gateway
State bank of India payment gateway
boi payment gateway
monzo payment gateway
Chase bank payment gateway
Chase bank payment gateway
Nawest payment gateway
Acleda payment gateway
ing payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
rbc payment gateway
Bank Asia payment gateway

Belize

monzo payment gateway
nedbank payment gateway
PNC payment gateway
Sagicor bank payment gateway

Benin

UBA payment gateway
Monzo payment gateway

Bermuda

HSBC payment gateway
First atlantic payment gateway
Central bank payment gateway

Bhutan

PNB payment gateway
SBI payment gateway
State bank of India payment gateway
Monzo payment gateway
Central bank payment gateway

Bolivia

Monzo payment gateway
Central bank payment gateway
PNC payment gateway

Bosnia and Herzegovina

Monzo payment gateway
PNC payment gateway

Botswana

FNB payment gateway
Monzo payment gateway
Absa payment gateway
Standard Chartered bank payment gateway
Bouvet Island PNC payment gateway

Brazil

CIB payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Standard bank payment gateway
PNC payment gateway
US bank payment gateway
Bank Asia payment gateway
Standard Chartered bank payment gateway
British Indian Ocean Territory PNC payment gateway
British Virgin Islands First atlantic payment gateway

Brunei

Maybank payment gateway
OCBC payment gateway
Baiduri payment gateway
Monzo payment gateway
Acleda payment gateway
Standard Chartered bank payment gateway
RHB payment gateway

Bulgaria

Citibank payment gateway
RCBC payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Eurobank payment gateway
Acleda payment gateway
Bank Of Ireland payment gateway
PNC payment gateway

Burkina Faso

Ecobank payment gateway
Monzo payment gateway

Burundi

Monzo payment gateway
Ecobank payment gateway

Cambodia

Maybank payment gateway
Kasikorn payment gateway
Bangkok bank payment gateway
Monzo payment gateway
K bank payment gateway
Acleda payment gateway
KTB payment gateway
Central bank payment gateway
RHB payment gateway
Scb payment gateway
Standard Chartered bank payment gateway

Cameroon

Citibank payment gateway
Monzo payment gateway
Ecobank payment gateway
Standard Chartered bank payment gateway

Canada

SBI payment gateway
ICICI payment gateway
HSBC payment gateway
PNB payment gateway
HDFC payment gateway
SBI payment gateway
Wells fargo payment gateway
Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
RCBC payment gateway
State bank of India payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
First Atlantic payment gateway
Central bank payment gateway
Absa payment gateway
TD bank payment gateway
Acleda payment gateway
PNC payment gateway
US bank payment gateway
Bank Of Ireland payment gateway
RBC payment gateway
Cape Verde Ecobank payment gateway

Cayman Islands

Kasikorn payment gateway
First Atlantic payment gateway
KTB payment gateway
K bank payment gateway
US bank payment gateway

Central African Republic

Ecobank payment gateway
Monzo payment gateway

Chad

Monzo payment gateway
UBA payment gateway
Ecobank payment gateway
Central bank payment gateway

Chile

Wells fargo payment gateway
Citibank payment gateway
CIB payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
PNC payment gateway
US bank payment gateway

China

SBI payment gateway
ICICI payment gateway
HBL payment gateway
Maybank payment gateway
Kasikorn payment gateway
Westpac payment gateway
Wells fargo payment gateway
Commbank payment gateway
Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
NCB payment gateway
OCBC payment gateway
FNB payment gateway
State bank of India payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Ecobank payment gateway
KTB payment gateway
Central bank payment gateway
Natwest payment gateway
Sberbank payment gateway
K bank payment gateway
Standard bank payment gateway
Acleda payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
First bank payment gateway
SCB payment gateway

Colombia

Citibank payment gateway
CIB payment gateway
Monzo payment gateway
Standard Chartered bank payment gateway

Comoros

PNC payment gateway
Monzo payment gateway

Conga

Ecobank payment gateway
Monzo payment gateway
Ecobank payment gateway

Costa Rica

PNC payment gateway
First Atlantic payment gateway
Monzo payment gateway
First Atlantic payment gateway

Cote d'Ivoire

Monzo payment gateway
Ecobank payment gateway
Standard Chartered bank payment gateway

Croatia

Bank Of Ireland payment gateway
PNC payment gateway
Chase bank payment gateway
Monzo payment gateway
BOI payment gateway

Cuba

Monzo payment gateway
PNC payment gateway

Cyprus

Bank Of Ireland payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Sberbank payment gateway
Eurobank payment gateway
Alpha bank payment gateway
Bank Asia payment gateway

Czech Republic

Bank Asia payment gateway
Bank Of Ireland payment gateway
PNC payment gateway
ING payment gateway
Acleda payment gateway
Chase bank payment gateway
Monzo payment gateway
BOI payment gateway
Citibank payment gateway

Denmark

Citibank payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Djibouti Monzo payment gateway

Dominica

Monzo payment gateway
First Atlantic payment gateway
PNC payment gateway
Sagicor bank payment gateway

Dominican Republic

RBC payment gateway
PNC payment gateway
First Atlantic payment gateway
Monzo payment gateway

Ecuador

Citibank payment gateway
Monzo payment gateway
PNC payment gateway

Egypt

HBL payment gateway
HSBC payment gateway
Piraeus bank payment gateway
Citibank payment gateway
CIB payment gateway
Monzo payment gateway
Central bank payment gateway
Acleda payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

El Salvador

Monzo payment gateway
First Atlantic payment gateway
PNC payment gateway

Equatorial Guinea

Ecobank payment gateway
Monzo payment gateway
Eritrea Monzo payment gateway

Estonia

Bank Of Ireland payment gateway
PNC payment gateway
Chase bank payment gateway
Monzo payment gateway

Ethiopia

PNC payment gateway
Ecobank payment gateway
Monzo payment gateway
Falkland Islands (Islas Malvinas) Standard Chartered bank payment gateway
Faroe Islands PNC payment gateway

Fiji

Central bank payment gateway
Monzo payment gateway
HBL online payment gateway

Finland

Citibank payment gateway
CIB payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway

France

Standard Chartered bank payment gateway
First bank payment gateway
Bank Asia payment gateway
RBC payment gateway
Bank Of Ireland payment gateway
PNC payment gateway
Acleda payment gateway
Natwest payment gateway
Central bank payment gateway
Ecobank payment gateway
Chase bank payment gateway
Chase bank payment gateway
Monzo payment gateway
BOI payment gateway
CIB payment gateway
Citibank payment gateway
Bank of America payment gateway
HBL online payment gateway
SBI payment gateway

Gabon

Ecobank payment gateway
UBA payment gateway
Monzo payment gateway

The Gambia

Monzo payment gateway
Ecobank payment gateway
Standard Chartered bank payment gateway

Georgia

Central bank payment gateway
Monzo payment gateway
RCBC payment gateway

Germany

HDFC payment gateway
SBI payment gateway
ICICI payment gateway
Wells fargo payment gateway
Piraeus bank payment gateway
Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
State bank of India payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
Acleda payment gateway
ING payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Standard Chartered bank payment gateway

Ghana

Standard Chartered bank payment gateway
PNC payment gateway
Absa payment gateway
Central bank payment gateway
Ecobank payment gateway
Monzo payment gateway
UBA payment gateway
FNB payment gateway

Gibraltar

BOI payment gateway
PNC payment gateway
Bank Of Ireland payment gateway

Greece

HSBC payment gateway
Piraeus bank payment gateway
Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
RCBC payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
Eurobank payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway

Grenada

RBC payment gateway
First Atlantic payment gateway
Monzo payment gateway
Guadeloupe Monzo payment gateway

Guam

RCBC payment gateway
Monzo payment gateway

Guatemala

Monzo payment gateway
First Atlantic payment gateway
PNC payment gateway

Guernsey

RBC payment gateway
PNC payment gateway
Nedbank payment gateway

Guinea

UBA payment gateway
Monzo payment gateway
Ecobank payment gateway
Central bank payment gateway
PNC payment gateway

Guinea - Bissau

Monzo payment gateway
Ecobank payment gateway

Guyana

Monzo payment gateway
First Atlantic payment gateway

Haiti

PNC payment gateway
Monzo payment gateway

Holy See (Vatican City)

Bank Of Ireland payment gateway
PNC payment gateway
Monzo payment gateway
BOI payment gateway

Honduras

Citibank payment gateway
Monzo payment gateway
First Atlantic payment gateway
PNC payment gateway

Hong Kong

SBI payment gateway
ICICI payment gateway
HBL payment gateway
Sonali payment gateway
HSBC payment gateway
Maybank payment gateway
PNB payment gateway

Hungary

Citibank payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway

Iceland

Bank Of Ireland payment gateway
Central bank payment gateway
Monzo payment gateway
BOI payment gateway
PNC payment gateway

India

HDFC payment gateway
ICICI payment gateway
Sonali bank online payment gateway
HSBC payment gateway
Maybank payment gateway
Indusind bank payment gateway
PNB payment gateway
DBS payment gateway
Wells fargo payment gateway
BOC payment gateway
Citibank payment gateway
CIB payment gateway
RCBC payment gateway
FNB payment gateway
NIC Asia international payment gateway
State bank of India payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
state bank payment gateway
Central bank payment gateway
Natwest payment gateway
Sberbank payment gateway
Acleda payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Standard Chartered bank payment gateway

Indonesia

Standard Chartered bank payment gateway
Bank Asia payment gateway
RBC payment gateway
Acleda payment gateway
K bank payment gateway
Central bank payment gateway
State bank of India payment gateway
Monzo payment gateway
Natwest payment gateway
Bangkok bank payment gateway
OCBC payment gateway
CIB payment gateway
Citibank payment gateway
Bank of America payment gateway
DBS payment gateway
Kasikorn payment gateway
Maybank payment gateway
HSBC payment gateway
ICICI payment gateway
SBI payment gateway

Iran

HBL online payment gateway
Monzo payment gateway
Central bank payment gateway
PNC payment gateway

Iraq

Citibank payment gateway
Monzo payment gateway
Central bank payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

Ireland

Standard Chartered bank payment gateway
Bank Asia payment gateway
RBC payment gateway
Bank Of Ireland payment gateway
PNC payment gateway
Acleda payment gateway
Natwest payment gateway
Central bank payment gateway
Chase bank payment gateway
Chase bank payment gateway
Monzo payment gateway
BOI payment gateway
Bank of America payment gateway
Wells fargo payment gateway
Citibank payment gateway
CIB payment gateway

Isle of Man

Nedbank payment gateway
Standard bank payment gateway
PNC payment gateway
Monzo payment gateway

Israel

PNC payment gateway
Chase bank payment gateway
Monzo payment gateway
RCBC payment gateway
Citibank payment gateway
Bank of America payment gateway
HNB payment gateway
HSBC payment gateway
SBI payment gateway

Italy

Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
Acleda payment gateway
ING payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway

Jamaica

Citibank payment gateway
NCB payment gateway
Monzo payment gateway
First Atlantic payment gateway
PNC payment gateway
RBC payment gateway
Sagicor bank payment gateway

Japan

Standard Chartered bank payment gateway
Bank Asia payment gateway
Acleda payment gateway
Standard bank payment gateway
K bank payment gateway
Natwest payment gateway
Central bank payment gateway
Chase bank payment gateway
Monzo payment gateway
State bank of India payment gateway
Bangkok bank payment gateway
OCBC payment gateway
RCBC payment gateway
CIB payment gateway
Citibank payment gateway
Bank of America payment gateway
Commbank payment gateway
Wells fargo payment gateway
DBS payment gateway
Kasikorn payment gateway
SBI payment gateway

Jersey

HSBC payment gateway
Citibank payment gateway
Nedbank payment gateway
Standard bank payment gateway
PNC payment gateway
RBC payment gateway
Standard Chartered bank payment gateway

Jordan

Standard Chartered bank payment gateway
PNC payment gateway
Central bank payment gateway
Monzo payment gateway
RCBC payment gateway

Kazakhstan

Citibank payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Sberbank payment gateway

Kenya

HBL online payment gateway
Citibank payment gateway
UBA payment gateway
Monzo payment gateway
Ecobank payment gateway
Nedbank payment gateway
Absa payment gateway
PNC payment gateway
Standard Chartered bank payment gateway
Kiribati Monzo payment gateway

South Korea

Standard Chartered bank payment gateway
Acleda payment gateway
Natwest payment gateway
Central bank payment gateway
Chase bank payment gateway
Monzo payment gateway
OCBC payment gateway
Wells fargo payment gateway
DBS payment gateway
CIB payment gateway
Citibank payment gateway

Kuwait

RCBC payment gateway
Monzo payment gateway
PNC payment gateway
Kyrgyzstan Monzo payment gateway

Laos

Monzo payment gateway
Maybank payment gateway
Kasikorn payment gateway
Bangkok bank payment gateway
K bank payment gateway
Acleda payment gateway
RHB payment gateway
SCB payment gateway
Standard Chartered bank payment gateway
KTB payment gateway

Latvia

Bank Of Ireland payment gateway
PNC payment gateway
Chase bank payment gateway
Monzo payment gateway
BOI payment gateway

Lebanon

Standard Chartered bank payment gateway
PNC payment gateway
Chase bank payment gateway
Monzo payment gateway
Citibank payment gateway

Lesotho

Monzo payment gateway
FNB payment gateway
Nedbank payment gateway

Liberia

Ecobank payment gateway
Monzo payment gateway
UBA payment gateway

Libya

PNC payment gateway
Central bank payment gateway
Monzo payment gateway

Liechtenstein

Bank Of Ireland payment gateway
PNC payment gateway
Monzo payment gateway
BOI payment gateway

Lithuania

BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway

Luxembourg

CIB payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Chase bank payment gateway
Natwest payment gateway
Eurobank payment gateway
Alpha bank payment gateway
ING payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
RBC payment gateway
Bank Asia payment gateway

Macau

Standard Chartered bank payment gateway
HSBC payment gateway
Citibank payment gateway

Macedonia

Monzo payment gateway
PNC payment gateway
Madagascar Monzo payment gateway

Malawi

Monzo payment gateway
Ecobank payment gateway

Malaysia

Standard Chartered bank payment gateway
Bank Asia payment gateway
RBC payment gateway
Acleda payment gateway
Sberbank payment gateway
Absa payment gateway
Central bank payment gateway
Chase bank payment gateway
Monzo payment gateway
OCBC payment gateway
Bangkok bank payment gateway
RCBC payment gateway
CIB payment gateway
Citibank payment gateway
Bank of America payment gateway
DBS payment gateway
Maybank payment gateway
HSBC payment gateway
ICICI payment gateway

Maldives

HBL online payment gateway
SBI payment gateway
BOC payment gateway
State bank of India payment gateway
Monzo payment gateway
Bank of Maldives payment gateway
Central bank payment gateway
PNC payment gateway

Mali

UBA payment gateway
Monzo payment gateway
Ecobank payment gateway

Malta

HSBC payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Marshall Islands Monzo payment gateway
Mauritania Monzo payment gateway

Mauritius

SBI payment gateway
Kotak payment gateway
HSBC payment gateway
Citibank payment gateway
NCB payment gateway
State bank of India payment gateway
Monzo payment gateway
Central bank payment gateway
Absa payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

Mexico

Bank Alfalah payment gateway
Citibank payment gateway
CIB payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
PNC payment gateway
US bank payment gateway
Federated States of Micronesia Monzo payment gateway

Moldova

Monzo payment gateway
PNC payment gateway

Monaco

CIB payment gateway
BOI payment gateway
Monzo payment gateway
Natwest payment gateway
PNC payment gateway
Bank Of Ireland payment gateway

Mongolia

Monzo payment gateway
Central bank payment gateway
Montserrat First Atlantic payment gateway

Morocco

CIB payment gateway
Monzo payment gateway
Central bank payment gateway
Acleda payment gateway
PNC payment gateway

Mozambique

FNB payment gateway
UBA payment gateway
Monzo payment gateway
Ecobank payment gateway
Nedbank payment gateway
Absa payment gateway

Namibia

FNB payment gateway
Monzo payment gateway
Nedbank payment gateway
Nauru Monzo payment gateway

Nepal

SBI payment gateway
PNB payment gateway
NIC Asia international payment gateway
State bank of India payment gateway
Monzo payment gateway
Acleda payment gateway

Netherlands

HBL online payment gateway
Wells fargo payment gateway
Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
Acleda payment gateway
ING payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
New Caledonia CIB payment gateway

New Zealand

Westpac payment gateway
Wells fargo payment gateway
Citibank payment gateway
Acleda payment gateway
Bank Asia payment gateway
Bank Of Ireland payment gateway
Natwest payment gateway
BOI payment gateway
Central bank payment gateway
Chase bank payment gateway
Monzo payment gateway
Commbank payment gateway

Nicaragua

Monzo payment gateway
First Atlantic payment gateway
PNC payment gateway

Niger

Monzo payment gateway
Ecobank payment gateway

Nigeria

SBI payment gateway
HBL online payment gateway
Citibank payment gateway
RCBC payment gateway
UBA payment gateway
State bank of India payment gateway
Monzo payment gateway
Ecobank payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

Norway

Citibank payment gateway
RCBC payment gateway
BOI payment gateway
Monzo payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway

Oman

HSBC payment gateway
RCBC payment gateway
State bank of India payment gateway
Monzo payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

Pakistan

HBL online payment gateway
Maybank payment gateway
MCB payment gateway
Citibank payment gateway
RCBC payment gateway
BOI payment gateway
Monzo payment gateway
Central bank payment gateway
Acleda payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Standard Chartered bank payment gateway
Palau Monzo payment gateway

Panama

Citibank payment gateway
Monzo payment gateway
First Atlantic payment gateway
PNC payment gateway
Sagicor bank payment gateway

Papua New Guinea

Monzo payment gateway
Central bank payment gateway
PNC payment gateway
Monzo payment gateway

Paraguay

BOC payment gateway
Citibank payment gateway
PNC payment gateway

Peru

Citibank payment gateway
Monzo payment gateway
Central bank payment gateway
PNC payment gateway

Philippines

HSBC payment gateway
Maybank payment gateway
DBS payment gateway
Bank of America payment gateway
Citibank payment gateway
RCBC payment gateway
Bangkok bank payment gateway
Monzo payment gateway

Poland

Citibank payment gateway
CIB payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Natwest payment gateway
Acleda payment gateway
ING payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Standard Chartered bank payment gateway

Portugal

Bank Asia payment gateway
Bank Of Ireland payment gateway
PNC payment gateway
Acleda payment gateway
Natwest payment gateway
Monzo payment gateway
CIB payment gateway
Chase bank payment gateway
Citibank payment gateway
BOI payment gateway
Chase bank payment gateway
Puerto Rico Citibank payment gateway

Qatar

SBI payment gateway
ICICI payment gateway
HSBC payment gateway
HNB payment gateway
Bank of America payment gateway
Citibank payment gateway
RCBC payment gateway
Monzo payment gateway
Central bank payment gateway
Natwest payment gateway
Acleda payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

Romania

Bank Asia payment gateway
Bank Of Ireland payment gateway
PNC payment gateway
ING payment gateway
Alpha bank payment gateway
Natwest payment gateway
Chase bank payment gateway
Citibank payment gateway
Monzo payment gateway
BOI payment gateway

Russia

Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
Acleda payment gateway
PNC payment gateway
Absa payment gateway
Central bank payment gateway
Chase bank payment gateway
Monzo payment gateway
BOI payment gateway
CIB payment gateway
Bank of America payment gateway
Citibank payment gateway
Bank of America payment gateway

Rwanda

Monzo payment gateway
Ecobank payment gateway
Saint Kitts and Nevis Monzo payment gateway

Saint Lucia

Monzo payment gateway
PNC payment gateway
Sagicor bank payment gateway

Saint Vincent and the Grenadines

Monzo payment gateway
Sagicor bank payment gateway
First Atlantic payment gateway
Samoa Monzo payment gateway

San Marino

BOI payment gateway
Monzo payment gateway
PNC payment gateway
Bank Of Ireland payment gateway

Sao Tome and Principe

Ecobank payment gateway
Monzo payment gateway

Saudi Arabia

Standard Chartered bank payment gateway
PNC payment gateway
Central bank payment gateway
Monzo payment gateway
State bank of India payment gateway
NCB payment gateway
Bank of America payment gateway
HSBC payment gateway
SBI payment gateway

Senegal

Citibank payment gateway
UBA payment gateway
Monzo payment gateway
Ecobank payment gateway
PNC payment gateway

Singapore

HDFC payment gateway
SBI payment gateway
ICICI payment gateway
Sonali payment gateway
Kotak payment gateway
HSBC payment gateway
Maybank payment gateway
PNB payment gateway

Slovakia

Citibank payment gateway
Monzo payment gateway
Chase bank payment gateway
Natwest payment gateway
PNC payment gateway
Bank Asia payment gateway

Slovenia

BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Solomon Islands Monzo payment gateway

Somalia

Monzo payment gateway
PNC payment gateway

South Africa

SBI payment gateway
ICICI payment gateway
HBL online payment gateway
Bank of America payment gateway
Citibank payment gateway
State bank of India payment gateway
BOI payment gateway
Monzo payment gateway
Ecobank payment gateway
Central bank payment gateway
Absa payment gateway
Natwest payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Standard Chartered bank payment gateway

Spain

Bank Asia payment gateway
Bank Of Ireland payment gateway
Acleda payment gateway
Natwest payment gateway
Central bank payment gateway
Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Chase bank payment gateway
PNC payment gateway

Sri Lanka

BOC payment gateway
SBI payment gateway
ICICI payment gateway
HSBC payment gateway
HNB payment gateway
MCB payment gateway
BOC payment gateway
Citibank payment gateway
State bank of India payment gateway
Monzo payment gateway
Seylan bank payment gateway
Peoples bank payment gateway
Central bank payment gateway
Acleda payment gateway
Standard Chartered bank payment gateway

Sudan

PNC payment gateway
Ecobank payment gateway
Monzo payment gateway
HBL online payment gateway
Suriname Monzo payment gateway

Svalbard

PNC payment gateway
Monzo payment gateway

Swaziland

Nedbank payment gateway
FNB payment gateway
Monzo payment gateway

Sweden

Wells fargo payment gateway
Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
Acleda payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
Standard Chartered bank payment gateway

Switzerland

Bank of America payment gateway
Citibank payment gateway
CIB payment gateway
RCBC payment gateway
BOI payment gateway
Monzo payment gateway
Central bank payment gateway
Natwest payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
RBC payment gateway
Bank Asia payment gateway

Syria

PNC payment gateway
Monzo payment gateway

Taiwan

Standard Chartered bank payment gateway
Acleda payment gateway
Standard bank payment gateway
Natwest payment gateway
Central bank payment gateway
Monzo payment gateway
Bangkok bank payment gateway
OCBC payment gateway
RCBC payment gateway
Bank of America payment gateway
DBS payment gateway
HSBC payment gateway
Wells fargo payment gateway
Citibank payment gateway
Tajikistan Monzo payment gateway

Tanzania

FNB payment gateway
UBA payment gateway
Monzo payment gateway
Ecobank payment gateway
Absa payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

Thailand

Kasikorn payment gateway
DBS payment gateway
Bank of America payment gateway
Citibank payment gateway
OCBC payment gateway
Bangkok bank payment gateway
Krungsri payment gateway
BOI payment gateway
KTB payment gateway
Central bank payment gateway
Absa payment gateway
Acleda payment gateway
Bank Of Ireland payment gateway
RBC payment gateway
Bank Asia payment gateway
Standard Chartered bank payment gateway

Togo

Monzo payment gateway
Ecobank payment gateway

Tonga

Monzo payment gateway
PNC payment gateway

Trinidad and Tobago

Monzo payment gateway
Sagicor bank payment gateway

Tunisia

Monzo payment gateway
PNC payment gateway

Turkey

HBL online payment gateway
HSBC payment gateway
Bank of America payment gateway
Citibank payment gateway
BOI payment gateway
Monzo payment gateway
Chase bank payment gateway
Central bank payment gateway
Natwest payment gateway
Acleda payment gateway
ING payment gateway
PNC payment gateway
Bank Of Ireland payment gateway
Standard Chartered bank payment gateway
Turkmenistan Monzo payment gateway
Turks and Caicos Islands First Atlantic payment gateway
Tuvalu Monzo payment gateway

Uganda

UBA payment gateway
Monzo payment gateway
Ecobank payment gateway
Absa payment gateway
PNC payment gateway
Standard Chartered bank payment gateway

Ukraine

CIB payment gateway
Monzo payment gateway
Citibank payment gateway
PNC payment gateway

United Arab Emirates

SBI payment gateway
ICICI payment gateway
HBL payment gateway
DBS payment gateway
Sonali payment gateway
Kotak payment gateway
Bank Alfalah payment gateway
HNB payment gateway
Wells fargo payment gateway
MCB payment gateway
CIB payment gateway
RCBC payment gateway
Monzo payment gateway
Natwest payment gateway
PNC payment gateway
Standard Chartered bank payment gateway
Citibank payment gateway
State bank of India payment gateway
BOI payment gateway
Chase bank payment gateway
RAK bank payment gateway
Ecobank payment gateway
Bank of America payment gateway
Central bank payment gateway
Standard bank payment gateway
Acleda payment gateway
Bank Of Ireland payment gateway
Bank Asia payment gateway
First bank payment gateway

United Kingdom

HDFC payment gateway
SBI payment gateway
ICICI payment gateway
HBL payment gateway
Kotak payment gateway
HSBC payment gateway
US bank payment gateway
Indusind bank payment gateway
HNB payment gateway
PNB payment gateway

United States

US bank payment gateway
HDFC payment gateway
SBI payment gateway
ICICI payment gateway
HBL payment gateway
Sonali payment gateway
Kotak payment gateway
HSBC payment gateway
PNB payment gateway

Uruguay

CIB payment gateway
Monzo payment gateway
PNC payment gateway

Uzbekistan

Central bank payment gateway
Chase bank payment gateway
Monzo payment gateway
Vanuatu Monzo payment gateway

Venezuela

Monzo payment gateway
PNC payment gateway

Vietnam

HSBC payment gateway
Maybank2u payment gateway
Indusind bank payment gateway
DBS payment gateway
Kasikorn payment gateway
Citibank payment gateway
Standard Chartered bank payment gateway

Virgin Islands

Standard Chartered bank payment gateway
SCB payment gateway
Wells fargo payment gateway
Bank Asia payment gateway
RBC payment gateway
Acleda payment gateway
K bank payment gateway
OCBC payment gateway
Natwest payment gateway
Central bank payment gateway
Chase bank payment gateway
Bangkok bank payment gateway
Monzo payment gateway
Western Sahara PNC payment gateway

Yemen

PNC payment gateway
Monzo payment gateway

Zambia

Standard Chartered bank payment gateway
Ecobank payment gateway
Monzo payment gateway
UBA payment gateway
FNB payment gateway
NCB payment gateway
Absa payment gateway

Zimbabwe

Monzo payment gateway
Ecobank payment gateway
Nedbank payment gateway
Standard Chartered bank payment gateway

5. PayCEC - the payment gateway that accepts all types of cards in all countries

Every bank has its own system of banking payment gateway, therefore, it’s common for customers to encounter many payment option problems like the lack of brand card acceptance and international transactions might not always be available.

Choose a payment gateway that accepts all types of cards in all countries to bring the most benefits to your business

Choose a payment gateway that accepts all types of cards in all countries to bring the most benefits to your business

Understanding and wanting to resolve these widespread issues, PayCEC has come up with the ultimate payment solution for merchants and customers worldwide. PayCEC is a payment gateway that can accept every type of credit and debit card, from Visa, Mastercard, JCB, to Discover, and American Express. With PayCEC payment gateway integrated into the system, merchants can easily accept virtual payments via cards and make international transactions everywhere in the world. Contact PayCEC now the ultimate payment solution for your business!

Read more:

About PayCEC

PayCEC was established in response to the growing need of businesses to accept online payments more quickly and easily. In the new media era, our payment flow has evolved to work seamlessly and effectively across all platforms and devices. We pride ourselves on combining superior technology with first-class customer service.

PayCEC is a truly global payments platform that not only allows customers to get paid but also withdraws funds to their business accounts in various currencies.

We have created an open and secure payments ecosystem that people and businesses choose to securely transact with each other online and on mobile devices.

PayCEC Team

Frequently Asked Questions

An Open Banking payment gateway is a payment solution that leverages open banking APIs to facilitate online transactions between customers and merchants. Open banking is a financial technology concept that involves sharing customer financial data with third-party providers through APIs. Payment gateways, on the other hand, are software applications that enable merchants to process payments made by their customers.

By combining the two, Open Banking payment gateways offer a secure, streamlined, and cost-effective way for merchants to accept online payments. With Open Banking payment gateways, customers can initiate payments directly from their bank accounts, without the need for credit or debit cards. This results in reduced transaction fees, faster settlement times, and increased security and transparency for both customers and merchants.

A bank transfer is a payment method in which funds are transferred directly from one bank account to another. It is a popular method of payment for both individuals and businesses, and can be used for a variety of purposes, such as paying bills, making purchases, and sending money to friends or family.

To initiate a bank transfer, the sender typically needs to provide the recipient's bank account details, such as the account number and routing number. The transfer can be made through online banking, mobile banking, or by visiting a physical branch of the bank.

Bank transfers are generally considered a safe and secure way to transfer funds, as they are typically processed by the banking system and subject to various security measures. However, they may not be as fast or convenient as other payment methods, such as credit cards or digital wallets.

To transfer money to someone else's bank account, you can use various methods, such as online banking, mobile banking, or wire transfer. With online banking, you need to log in to your bank's online banking portal, select the option to transfer money, and enter the recipient's bank account details, including the account number and routing number. With mobile banking, you can use the bank's mobile app to transfer money by logging in, selecting the transfer option, and entering the recipient's bank account details. For wire transfer, you can visit your bank's physical branch, provide the recipient's bank account details, and pay a fee for the transfer.

To do a bank transfer payment, you typically need to follow these steps:

  • Obtain the recipient's bank account details, including the account number and routing number.
  • Log in to your online banking account or mobile banking app, or visit a physical branch of your bank.
  • Select the option to transfer money, and enter the recipient's bank account details and the amount you wish to transfer.
  • Review the transaction details, including any fees associated with the transfer.
  • Confirm the transaction and authorize the transfer.
  • Wait for the transfer to be processed, which can take anywhere from a few hours to several business days, depending on the banks involved.

It's important to make sure you have the correct bank account details for the recipient and to verify any fees associated with the transfer. Additionally, it's a good idea to keep a record of the transaction for your own records.

Payment by bank transfer is a method of payment in which the payer transfers money directly from their bank account to the payee's bank account. To make a payment by bank transfer, the payer typically needs to obtain the payee's bank account details, including the account number and routing number, and initiate the transfer through their bank's online banking platform or mobile banking app.

This payment method is commonly used for goods and services, particularly for larger transactions. It is generally considered a secure and reliable payment method, although it may not be as fast or convenient as other payment methods such as credit cards or digital wallets.

To do online banking, you typically need to follow these steps:

  • Set up an online banking account with your bank. This usually involves providing personal information, creating a username and password, and verifying your identity.
  • Log in to your online banking account through your bank's website or mobile app.
  • Check your account balance, review recent transactions, and transfer funds between accounts.
  • Pay bills and manage automatic payments.
  • Initiate bank transfers to other bank accounts or people.
  • Apply for loans, credit cards, and other financial products.
  • Monitor account activity and set up alerts for certain transactions.

It's important to keep your login credentials secure and to regularly monitor your account activity for any unauthorized transactions.

Online banking is a digital payment method that enables customers to manage their bank accounts and perform various financial transactions online. Online banking allows users to view their account balances, transaction history, and to initiate transfers between accounts. It may also offer features such as bill payment, budgeting tools, and alerts for certain types of account activity.

In many cases, online banking can be accessed through a bank's website or mobile app. Online banking examples have become increasingly popular in recent years as more customers seek the convenience of managing their finances from anywhere with an internet connection. Typically, every bank has its own banking payment gateway and online banking app. For example, Klarna, HSBC, Standard Chartered, and many others have their own versions of their digital banks.

Every bank payment gateway has its own advantages and disadvantages. Depending on your conditions and requirements, your preferred currency, and your physical location, you can choose a bank payment gateway that matches your needs.

For example, if you live in the United States, then Bank Of America would be one of the more suitable choices rather than Bank Of India, considering your physical location. However, another option like PayCEC payment gateway would be an ideal choice if you want to perform financial transactions in many places and in many types of currencies.

Online Banking ePayments (OBeP) is a type of payment method that was specifically designed to address the unique requirements of payments made via the Internet. It uses secure electronic transaction (SET) protocol, and digital certificates to authenticate both the sender and recipient.

Online banking ePayments are an increasingly popular way of transferring funds and paying for goods and services. This type of digital payment system is also known as e-payment or electronic payment. It involves the transfer of funds from one party to another electronically, eliminating the need for paper money or physical currency.

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About us

who we are

about us

We are honored to serve as your reliable business partner and financial service provider in the industry and other business-related services. With the help of our professional staff, to help merchants to achieve their goals for the development and expansion of the international business market.

Our payment flow has developed in the e-commerce world to perform seamlessly and effectively across all platforms and devices. We take pleasure in combining technology with customer service, to solve your concerns at the moment.

PayCEC is a fully worldwide payment network that not only allows merchants to be paid immediately and securely, but also allows them to withdraw money in multiple currencies to their company accounts.

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