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How long does it take for a Discover payment to go through online?

29 Mar 2022 By PAYCEC

Due to the Discover payment method processed online, this transaction is a type of electronic payment, and will be accepted or declined in seconds.

On the other hand, the time for an online Discover credit card payment to be taken to post is different between Cardmembers:

For Non-Discover It Cardmembers

  • If you make a payment before 5:00 p.m. Eastern Time, it will be published the same day (ET).
  • Payments received after 5:00 p.m. will be posted the next day.
  • A payment that you have scheduled for a later date will be posted to your account on the date you specify.
  • Until 5:00 p.m. ET on the payment posting date, you can cancel a scheduled payment online or over the phone.

For Discover it® Cardmembers

  • Except for payments made on your cycle day, payments are posted the same day if made before midnight Eastern Time (ET). When you pay by cycle date before 5:00 p.m. ET, your payment posts the same day.
  • You can cancel a payment up until 5:00 p.m. if you make it before that time. You can cancel a payment made after 5:00 p.m. ET until midnight ET the next day.
  • A payment that has been scheduled for a later date will be posted to your account on the date you specify.
  • Until 5:00 p.m. ET on the payment posting date, you can cancel a scheduled payment online or over the phone.

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