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How can I pay online in Germany?

25 Jul 2022 By PAYCEC

There are various ways to pay in Germany, especially in online payment.

Paying with cards (Debit and Credit cards)

Commonly banks and issuers in Germany provide Maestro card (debit card) or Visa, MasterCard, Amex (credit card) to pay for online shopping.

Step 1: Browse goods and services on e-commerce websites and add to your cart.

Step 2: Choose to checkout and you will be redirected to payment gateway page.

Step 3: Input your card details and CVV number.

Step 4: Perform authentication with 3D secure (OTP).

Step 5: Payment success and follow up with delivery.

Digital wallets

Mobile payment options available in Germany include:

  • Apple Pay
  • Google Pay
  • PayPal
  • Payback Pay

You can pay with a digital wallet right from your convenient mobile phone online. For online transactions, you can tap the checkout button when purchasing items on e-commerce website and pay with your credentials. On the other hand, checkout offline can be executed by scanning QR code or wireless terminal at the point of sale.

Direct debit

In Germany, one of the most common payment options is direct debit. Your bank account will be directly debited when you choose to make a payment.

These are some popular providers in Germany who offer direct debits.

  • Sofort
  • Payone
  • Hipay
  • Paymill
  • Skrill
  • Ingenico
  • Postfinance
  • Installment payment
  • Klarna

Have other questions?

If you need further assistance or answer, please don't hesitate to contact us.

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