What is the meaning of 3D Secure? / What does 3D Secure mean?

16 May 2022 By PAYCEC

3D Secure refers to the term “three-domain security”, which is an authentication method including the Acquirer, Issuer, and Interoperability Domain. The 3 Domains use a One Time Password to interact with each other and verify the card owner of an authorized transaction.

After filling all necessary information, an OTP code will be sent to the card owner's cell phone number. In case of an authentic transaction, the owner will enter the OTP into the merchant site to confirm the purchase. Otherwise, the transaction will be treated as unauthorized, and will cease to finish.

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