What is non 3DS?

16 May 2022 By PAYCEC

Non 3DS is a transaction that is not protected by the 3D Secure Protocol. This can refer to the 2D Secure protocol, or a different type of security method. There are some merchants and payment gateways that do not support 3DS, these are also considered non-3DS.

The 3DS is one of the most advanced security technologies in terms of payment security, so a non 3DS transaction is considered high risk and unrecommended. A non-3DS payment skips the OTP verification step and gets straight to the withdrawal of money from the customer’s bank. That endangers customers and puts them at high risk of being exposed to hackers and internet thieves.

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