Best International Payment Gateways for Businesses in 2021

Saturday, 26 Dec, 2020

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In contemporary society, there are so many international payment gateway service providers for businesses to choose from. So, What is the best international online payment gateway?

PayPal was one of the most advanced pieces of innovation in the payment gateway industry. That is why there was not that much attention for other alternatives for business and international payments.

Moreover, PayPal has some strong invoicing, eCommerce, instalment preparing and detailing apparatuses, letting you acknowledge instalments for administrations and items with no issues. Many other PayPal choices are accessible with lower rates, better client support, and surprisingly better interfaces. PayPal is no longer the only choice for modern businesses.

Nowadays, the payment gateway service providers have updated themself in so many different ways with advanced features specializing for each customers’ needs.

In this article, you’ll learn 9 of the best sites that provide payment gateway services like PayPal accessible to assist you to choose which one is best for you and your commerce.

9 best international payment gateway service providers reviewed in this article:

  • Google Pay
  • PayCEC
  • 2Checkout
  • Braintree
  • WorldPay
  • Amazon Pay
  • Stripe
  • WePay
  • Shopify Payments

1. Google Pay

Google Pay - best international online payment gateway

When you want a place to store and use your debit and credit cards, Google Wallet is by far the best option. Spending money online is simple because you can place any of your cards on your phone to use at physical locations as well.


  • Google Business lets you accept Google Pay from your customers, whether it's on your website or in a physical store.
  • It takes only a moment for payments to be sent out or collected.
  • The primary function is sending out payments from your mobile and it can be done online or in person.
  • Security is powerful.
  • There are no penalties and there is nothing extra paid to the customers.


  • Just the iPhones and some Android phones can still be used.
  • Security is always a bit frightening for users.

2. PayCEC

PayCEC - best international payment gateway

PayCEC is top of the list when it comes to letting customers shop in your online store. PayCEC does everything from collecting payments to delivering those payments to the bank.

The PayCEC system is pretty popular with online stores because the platform offers competitive pricing, reliable customer support and an interface that can be used by almost anyone. PayCEC offers a better option for those who would like to accept payments and access the most commonly used gateway on the globe.

It's one of the best options out there and it's no wonder that so many businesses operate with it.


  • The advanced protection against fraud goes through most of the top safety rules for every transaction.
  • There are also other checkout options which can be personalized. Plus, there are mobile, branded, and localized checkouts.
  • Free 24/7 support is the finest in the business.
  • The pricing is simple and clear.
  • The checkout method is quick and easy.
  • The PayCEC comes with a flexible API.


  • $25 Chargebacks.
  • For the program to operate a separate merchant account is requested.
  • This could take some time to refund customers.
  • International cards require an additional processing charge of 1 per cent.

Also read: How to integrate payment gateway in website?

3. 2Checkout

2Checkout - international payment gateway providers

2Checkout is one of our favourite PayPal alternatives, primarily since it's all about accepting and receiving payments from all over the world. As we have mentioned about PayPal, you're still to be limited in some nations you'll be able to acknowledge instalments from through PayPal. 2Checkout looks to alter that. In the US, the fees are precisely the same as PayPal, but we've found that other nations receive way better rates when tolerating payments from customers. You can calculate the payment estimating to see in the event that 2Checkout is more reasonable than PayPal in your nation.


  • You are not required to pay any recurring fees or setup fees.
  • Support major forms of payment including credit card, debit card (Visa, MasterCard, Maestro) and PayPal.
  • Select from 87 different currencies, eight forms of payment and 15 languages.
  • For each transaction, the advanced defence against fraud goes through over 300 security rules.
  • There are many other customizable checkout options. Mobile-friendly, branded, and localized checkouts are also available.
  • Setting up recurring customer billing.
  • Allows you to connect with a payment gateway to a merchant account.
  • Includes more than 100 online carts, an API, and a sandbox.


  • Payments you accept from consumers outside the United States are subject to a 1 per cent fee.
  • $20 is paid on all chargebacks on your record.
  • The average conversion cost is 2-5 per cent higher than the normal exchange rate of the bank.
  • 2Checkout is one of PayPal 's best alternatives and we like it mostly because of international payments. How you 're situated doesn't matter and you shouldn't have any issues.

4. Braintree

Braintree - payment gateway providers

The Braintree system provides a way for you to store your credit cards, similar to Google Pay, alongside a payment gateway and recurring billing. While some more personal finance apps are bundled into Braintree, for merchants we like it best. While PayPal owns Braintree, it still operates as a relatively independent business that competes with PayPal just fine.


  • Pricing is straightforward and simple.
  • Store credit cards and receive recurring billing.
  • Braintree supports payment forms of all kinds like PayPal, Visa, and Venmo.
  • You get a features list that is much more sophisticated than you do with PayPal.
  • It has been recognized that customer service is quite strong.
  • Online and mobile payments are also allowed.
  • There is a special method of the payment system on the markets.


  • If you plan to implement Braintree on your website you may need some kind of programming knowledge.
  • For the system to work a separate merchant account is required.
  • While the key charge is for transfers, there's a wide list of other fees you need to know.

5. WorldPay

WorldPay - international payment gateway

This is a payment processing platform previously known as RBS Worldpay which supports a host of payment options including credit cards and debit cards. The network expands internationally, making it a major challenger to PayPal.

The principal distinction between the two is that both online and offline card purchases are mainly sponsored. So, much like PayPal, you can use Worldpay both in your eCommerce business and in-store.

Nevertheless, when it comes to offline purchases, it turns out that Worldpay is designed to support a large variety of networks. To accept credit card payments and cash, you can take advantage of its POS systems plus ATM processing and its mobile payment feature.

Worldpay also adds the same degree of flexibility to its pricing plan, which was designed to deliver tiered bundles as well as interchange plus. The amount you end up paying per month depends not only on your average monthly processing volume but also on the history of your transaction.


  • Unlike PayPal, Worldpay has a wide network of global payments.
  • It offers a host of options for offline processing.
  • The timeline for pricing is adjustable.
  • For improved efficiency, you can take advantage of Interchange-plus pricing.
  • Worldpay provides 24/7 assistance to its customers.


  • Early termination of the contract would cost you $295 in the fee.
  • You've got to agree to a three-year deal.
  • It is misleading about free terminal

6. Amazon Pay

Amazon Pay

Amazon Payments is at the top of the list in terms of letting users shop in your online store. It speeds up the whole process, close to anything like PayPal (but not ACH or bitcoin transactions). We like to equate it to a Facebook profile, where all information about users is already stored. And the login, or checkout (with Amazon Payments) would be much quicker than a normal shopping cart and checkout.


  • The processing rates are about the same as PayPal.
  • Compared with other main competitors the security is very advanced.
  • When starting with an Amazon account, the process of interface and sign-up is quick.
  • Everybody is familiar with Amazon and it's convenient for the customers to pay.


  • Many arbitrary fees, such as domestic processing fees and cross-border processing fees, apply.
  • It can take a bit of programming experience to integrate with your online store.

7. Stripe


Stripe is currently the most common of all PayPal alternatives and you can find that some eCommerce sites claim Stripe as their preferred processor of payment. For starters, Squarespace has long been collaborating with them and now Shopify provides its Shopify Payments platform through Stripe. The whole point of Stripe is that it removes the need for a gateway and a merchant account.

From receiving payments to submitting those payments to the bank (including ACH payments and Bitcoin transactions) all is done by Stripe. It's one of the best solutions out there and there's no wonder so many companies are working with it. Bear in mind that simple transaction fees are almost similar to PayPal's.


  • Stripe transfers money from your purchase into a bank account automatically.
  • There are Mobile Payments available.
  • Accept payments from individuals and companies across the globe.
  • Reporting of the payments is available in real-time.
  • Just pay for that which you are using.
  • The price is completely straightforward, with no setup costs, secret costs or recurring payments.
  • It supports Apple and Android Pay.


  • Commonly you have to wait a couple of days after a transaction to get access to the money.
  • While you can accept payments from all over the world, merchant accounts are open only to the United States, Canada, Britain, Australia and several European countries.
  • Some programming knowledge can be expected at the interface.
  • International cards require an extra processing fee of 1 per cent.

8. WePay


WePay is a card processing service launched to compete directly with PayPal, which primarily facilitates online payments. To complement that, however, a solid in-store processing system is yet to be established.

And besides, the lack of support for brick and mortar does not necessarily limit WePay's online features. To enable regular eCommerce transactions you will be able to set it up easily and capitalize on its safety features.

When it comes to online crowdfunding, WePay practically surpasses PayPal. It so happens that its functionality and API are well suited for this specific transaction type.

As a result, various third-party payment systems fit well with WePay. It turns out, however, and quite curiously, that it can not accept PayPal payments.

However, expect an ACH payment processing fee of 2.9 per cent plus $0.30 for each card transaction, and 1 per cent plus $0.30. And that is all. WePay is not going to charge you any more.


  • WePay offers a flexible API.
  • You will get up and run your account right away.
  • It's tailored well to crowdfund.
  • WePay offers a wide set of solutions for online payments.
  • The processing of the ACH payments is cheap.
  • Using WePay is without monthly charges.


  • WePay does not provide processing of the cards in-store.
  • WePay cannot accept PayPal funds.
  • The WePay eCommerce functions are not as robust as those of PayPal

9. Shopify Payments

Shopify Payments

If you have previously tried using Shopify then you are probably familiar with Shopify Payments. It's an integrated payment processing system that comes as part of the entire Shopify platform by default.

Therefore you do not have to think about embedding an external gateway for payment. You can handle your transaction management program straight from the central dashboard of Shopify. The end result is a seamless integration between your payment system and your online store. Shopify Payments is not just about purchases made online. This also includes POS hardware enabling well-synchronized in-store payments.

Now, if the functionality of Shopify Payments does not attract you, maybe the corresponding privileges would. You see, though using PayPal on Shopify would require you to pay transaction fees above card processing fees by 0.5-2 per cent, Shopify Payments qualifies you for zero transaction rates.

In fact, you will only be charged the card processing fees, the rates of which are based on your particular Shopify plan. The highest they will go is 2.9 per cent plus $0.30 per transaction, while the lowest amount is 2.4 per cent plus $0.30 per transaction.

After that, the corresponding payouts are scheduled for every three business days. In comparison, PayPal takes between 5-7 business days.


  • Providing a seamless payment processing interface is integrated into Shopify.
  • Shopify Transactions can be combined with a wide variety of applications and solutions, including processors for third parties transactions.
  • This works well for promoting accounting and filing of various accounting applications.
  • With Shopify, it removes transaction fees.


  • Shopify Payments are only available in a few countries.
  • Without a warning, your account may be frozen and investigated.
  • Shopify Payments deduct $15 for every single refund.

Which International payment gateways should you choose?

It can be understood that some users used to be unwilling to move away from PayPal because problems with compatibility always arose. That's no longer the case, though, and in fact, you can find more reliable solutions for doing business in different parts of the world.

Many of the above solutions are best for personal sending and receiving while others are best for e-commerce payments. Consider 2Checkout if you wish to complete transactions in any country. On the other side, Google Checkout is good for storing tickets, while PayCEC and Stripe are eCommerce favourites.

If you have any questions regarding the best sites like PayPal above, please inbox us.

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