What is a 3D Secure transaction?

16 May 2022 By PAYCEC

A 3D Secure transaction is a transaction that happens under the protection of the 3D Secure authentication system. A 3D Secure transaction is considered low risk and much safer than a traditional, or a 2D Secure transaction.

The special thing about a 3D Secure transaction is that it includes a sophisticated keycode that guarantees the transaction’s authenticity. This passcode usually only lasts for 5 to 15 minutes, and changes with every different transaction. That way customers can be safely protected from identity theft, and credit card fraud.

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