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Does Discover support 3D Secure?

13 May 2022 By PAYCEC

Yes. Discover does support 3D secure Discover card. Since online 3D secure Discover card fraud hurts both consumers and merchants, the added security is beneficial to the whole eCommerce industry. To help protect 3D secure Discover card transactions from online fraud, Discover 3D secure offers ProtectBuy solution designed to be used in a layered approach.

ProtectBuy is a Three Domain Secure (3DS) solution that validates consumer identity at time of purchase, and provides a real-time required action for high-risk Discover 3D secure online payment.

3D secure authentication Discover ProtectBuy utilizes the 3D secure Discover 2.0 protocol, which compares a large amount of 3D secure Discover cardholder data to the facts surrounding an online transaction.

The customer's buying habits, spending patterns, location, device used, and more are all checked for consistency when making a purchase. All this 3D secure authentication Discover takes place in the background, without causing friction at checkout.

If the Discover card 3D secure data matches, the purchase goes through as normal. If the Discover card 3D secure data doesn't match, the customer receives a temporary Discover card 3D secure identification code via email which they'll need to enter to complete the 3D secure authentication Discover transaction. By entering the Discover 3D secure temporary code, the customer can confirm their identity as the Discover 3D secure cardholder.

With Discover 3D secure online payment protection, online merchants can deliver an optical customer experience while maintaining control of each 3D secure Discover card transaction.

Protect your 3D secure Discover card with 3D secure authentication Discover ProtectBuy from PayCEC’s 3D payment gateway.

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