Does the US require 3DS?

16 May 2022 By PAYCEC

As of this moment, 3DS is not mandatory in the USA. Not all merchants have a 3D protected payment gateway integrated. Although it may save merchants a few bucks choosing not to have 3D Secure, it can greatly affect their credibility and jeopardize their customer safety if an identity thief incident happens.

Other security protocols like the 2D Secure only asks customers for their card information and CVV code, they won’t have to reconfirm the purchase. So the risk for these transactions are higher, especially when they lose their card, their chances of getting digitally robbed would be much greater. A 3D Secure transaction provides them with an OTP, asking them to authenticate the purchase and helps protect their account better.

It is highly recommended that every merchant chooses a 3D protected payment gateway like PayCEC to strengthen security. Highly secured payment security systems can result in lower risks in transactions, better credibility, and more loyal customers.

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We are honored to serve as your reliable business partner and financial service provider in the industry and other business-related services. With the help of our professional staff, to help merchants to achieve their goals for the development and expansion of the international business market.

Our payment flow has developed in the e-commerce world to perform seamlessly and effectively across all platforms and devices. We take pleasure in combining technology with customer service, to solve your concerns at the moment.

PayCEC is a fully worldwide payment network that not only allows merchants to be paid immediately and securely, but also allows them to withdraw money in multiple currencies to their company accounts.

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