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Is Apple Wallet the same as Apple Pay? / Are Apple Pay and Apple Wallet the same?

02 Feb 2023 By PAYCEC

You can use Apple Pay to make secure purchases in shops, on public transportation, in apps, and on websites that accept Apple Pay by storing your cards in the Apple Wallet app. You can use Apple Cash in Messages to send and receive money from loved ones as well as to make purchases from participating merchants.

The secure method of payment for online, in-apps, and in-stores transactions is Apple Pay. Your credit or debit cards are kept in the Apple Wallet so you can use them with Apple Pay. These two products are similar to one another and occasionally complement one another, but they in no way overlap.

They differ from each other in specific ways:

Apple Wallet Apple Pay
Apple's iOS operating system comes with the app known as Apple Wallet, formerly known as Passbook. On the other hand, Apple Pay is a mobile payment service that enables users to make purchases using their Apple Watch, iPhone, iPad, or MacBook.
Users can store boarding passes, coupons, store cards, loyalty cards, credit cards, and debit cards with the option to use Apple Pay's user interface to complete transactions. Apple Pay doesn't require particular contactless payment terminals for Magstripe (MSD) transactions, just like Samsung Pay.

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