16 May 2022 By PAYCEC
3DS in banking is short for the 3D Secure protocol that banks use to authenticate and protect customers. The 3D Secure system adds an extra layer to the customer payment authentication process.
In the past, with 2D Secure technology, the customer only needed to enter their name, card number, CVV code, expiration date, and the transaction was up to go. And now, with 3D Secure, there’s an additional step added to the process to improve security. 3DS provides customers with an OTP code sent to their personal phone for them to confirm their identities. The 3D Secure in banking provides customers a safer and more secure banking environment.
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