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Which European countries are not in SEPA? (Non SEPA countries list)

02 Mar 2022 By PAYCEC

The European Payment Council established SEPA credit and debit transfers as a way to improve international payment processing and set standards within SEPA and its 36 member countries. Service providers must be formal participants in the SEPA scheme in order to use SEPA credit and debit transfers.

Countries that do not belong to the list of 36 member countries are not in SEPA (Non SEPA countries list).

EU/EEA SEPA Countries Non-EEA SEPA Countries
Austria Andorra
Belgium Monaco
Bulgaria San Marino
Croatia Switzerland
Cyprus United Kingdom
Czech Republic Vatican City State
Denmark  
Estonia  
Finland  
France  
Germany  
Greece  
Hungary  
Iceland  
Ireland  
Italy  
Latvia  
Liechtenstein  
Lithuania  
Luxembourg  
Malta  
Netherlands  
Norway  
Poland  
Portugal  
Romania  
Slovakia  
Slovenia  
Spain  
Sweden Non-EEA Territories: Saint-Pierre-et-Miquelon, Guernsey, Jersey, Isle of Man

Special territories which are not part of SEPA countries list 2022 (Non-SEPA countries list):

Cyprus: Northern Cyprus is excluded.
Denmark: the Faroe Islands and Greenland are excluded.
France: the French Southern and Antarctic Lands, French Polynesia, New Caledonia and Wallis and Futuna are excluded.
Netherlands: Aruba, the Caribbean Netherlands, Curaçao and Saint Martin are excluded.
Norway: Svalbard and Jan Mayen are excluded.
United Kingdom: British Overseas Territories are excluded, save for Gibraltar and the Crown dependencies.

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