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Tuesday, 22 Mar, 2022
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This article is a part of PayCEC payment insights
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In recent years, E-commerce has become a critical component of the global retail structure. JCB Payment Gateway providers and merchant accounts have risen in popularity as a result of the Internet's rapid expansion, in order to meet the demands of customers. They're in charge of a payment's security and sensitive transaction data, as well as processing it into a virtual station or an E-commerce website.
So, what is the JCB payment gateway?
Let’s Pay With JCB - JCB payment method - JCB payment option.
1. What is JCB online payment?
1.1. What is JCB payment?
The JCB (Japan Credit Bureau) is a Japanese credit card. It is accepted in over 190 countries and has a global user base of over 80 million people. JCB is Japan's largest domestic issuer and acquirer. JCB (Japanese Credit Bureau) was established in Japan in 1961. It is presently expanding its operations abroad.
To talk about the JCB payment system, JCB is a leading credit card issuer and acquirer in Japan, as well as a major global payment brand. It has a global acceptance network of 34 million merchants and over a million cash advance locations.
JCB has developed agreements with hundreds of top banks and financial institutions throughout the world as part of its worldwide expansion strategy to expand merchant coverage and cardmember base.
JCB is the leading payment trend in Japan and across the world - JCB payment cards
2.JCB Online Payment’s Benefits.
2.1. For merchants.
- The main advantage of JCB credit cards and JCB debit cards is that they are mostly used by people around the world. It is a must-have payment option for online merchants targeting the Japanese e-commerce sector. JCB payment cards, like MasterCard and Visa credit and debit cards, are accepted online.
- The bulk of JCB payment gateway costs are calculated on a per-transaction basis (percentage). In comparison to MasterCard and Visa, JCB Payment Service Providers and Merchant Acquirers have equivalent and acceptable costs.
- Foster Customer Loyalty of merchants when they have more payment options.
2.2. For consumers.
There are several advantages of utilizing JCB cards to make JCB payments for end-user customers:
- Users are notified when their cards are handled;
- ATM withdrawals are available all around the world;
- The use of an IC Card (smart card used in Japan) enhances security and performance.
- All JCB card holders have access to J-Secure, which is a user identification and authentication service.
- JCB payments are accepted all over the world and the JCB payment network is intended to be expanded.
There are several advantages to making JCB payments.
3. JCB Payment Gateway.
3.1. What is JCB Payment Gateway ?
A JCB payment gateway is a complex piece of software that enables internet merchants to accept JCB card payments. Client payment information, such as JCB card information or passwords from E-wallet services, is captured by this system, which then tokenizes the sensitive data before transferring it to the processor and banks.
A payment platform, also known as a JCB payment gateway, connects your website to the payment network, allowing secure payment data to go back and forth. When a consumer visits your website, enters their credit or debit card information, and clicks "Send," the payment platform authorizes the JCB card information and sends it to your bank for processing.
JCB Payment Gateway: New adventure.
3.2. The security level of JCB Payment Gateway (2 bullet points).
To talk about the security level of JCB, it continually examines the changes and challenges it encounters in keeping the customers up to date with the international community with secure solutions as the speed and scope of payments increase.
J/Secure™
J/Secure™Since 2004, JCB cardmembers have been protected from identity theft by the J/SecureTM authentication mechanism for card not present transactions. J/SecureTM adds a vital identification step to online commerce, allowing cardholders to immediately confirm their card with the issuer.
J/Smart™
J/Smart™JCB created the J/SmartTM EMV compatible chip card application for our issuing partners throughout the world as a global payment brand. Along with American Express, Discover, MasterCard, UnionPay, and Visa, JCB is an EMVCo member.
As the JCB payment gateway, besides some measurements mentioned above, PayCEC uses the 3D Secure technology for additional payment authentication and fraud protection to keep your card information safe.
JCB security measurement - JCB secure payment
Security Requirement:
Merchants must use SSL or other industry-recognized encryption and firewalls to safeguard transaction data, including cardmember information, during transmission between the cardmember and the merchant or third-party payment processor.
3.3. Merchant Requirements.
Merchants who accept JCB online must meet the JCB standard of merchant standards listed below:
- Gambling or lottery-related goods or services
- Telephone or chat-based services that are deemed to be pornographic or sexual in nature in any way.
- Goods or services that are prohibited by the laws of the country or region in which cardmembers live.
Merchants dealing in the following items should contact us for further information:
- Health-promoting or-improving foods, supplements, or equipment
- Items or commodities that create price volatility in the market ( Ex: gold, platinum, stocks etc.)
- Cosmetics and narcotics that may be confiscated by the cardmembers' home country's customs.
3.4. The Key Takeaways of JCB Payment Gateway.
- JCB Payment gateways are interfaces that collect payment information from customers.
- JCB Payment gateways are point-of-sale (POS) terminals that collect JCB card information through card or smartphone in physical stores.
- JCB Payment gateways are online stores' "checkout" portals where customers submit JCB card information or credentials for services like PayCEC.
- JCB Payment gateways are not to be confused with payment processors, which collect payments on behalf of merchants using client information.
- JCB Payment gateways that accept Cryptocurrency payments are also available.
Some assumptions of JCB Payment Gateway
4. Can we use JCB credit cards for online shopping?
JCB credit cards, like MasterCard and Visa credit and debit cards, can be used online. JCB cardholders must input their card number, expiration date, and CVV (the CVV security code used by JCB). The card and balance are checked promptly, and payment confirmation is obtained in a matter of seconds. Card-Not- Present, JCB credit card fraud and chargebacks can be reduced by adopting J-Secure, JCB's 3D-Secure product (similar to MasterCard SecureCode, Verified by Visa). The majority of JCB merchant fees are levied as a commission (percentage).
5. JCB Payment Network.
JCB has partnerships with other international payment brands. JCB credit cards are accepted in Australia, New Zealand, and Canada through our partnership with American Express, and in the U.S. through Discover Network. The company is continuing to strengthen its partnerships to provide further convenience for its cardmembers.
According to Alternative Payment, JCB credit card is making attempts across Europe to boost its card membership base. JCB International is growing its merchant network in Europe to strengthen its position. JCB cardholders can currently pay at over 26 million retailers worldwide, including several million in Europe. European Merchant Services has just announced a partnership with JCB International (EMS). EMS merchants in the Netherlands will be able to accept JCB cards as a result of this.
Ayden, a European payments service, has also announced a relationship with JCB International. Their partnership would allow Adyen merchants in 28 European nations to accept payments from over 84 million JCB card holders worldwide, both online and in stores. In addition to bolstering its acceptability in the Netherlands, JCB is now allowing retailers in France to accept JCB cards for the first time.
Japan has 100 million internet users, with 75 million of them shopping online. E-commerce sites with Japanese customers can use their Alternative Payments account to accept JCB cards.
As the payment gateway provider, PayCEC accepts JCB card payments.
JCB Payment Trend crossing the world - JCB payment network
6. How can I accept JCB cards online?
Online businesses should set up a merchant account and payment gateway to accept JCB credit payments.This combination enables merchants to accept payments online, withdraw funds quickly, and manage cash efficiently.
A merchant account is a type of company bank account that allows you to accept JCB card payments. You can apply for any merchant account with your preferred acquiring bank. To receive money from online customers, many ecommerce businesses typically employ EUR or USD business bank accounts.
JCB Payment gateway software connects online retailers to merchant accounts and facilitates JCB Card payment processing data from a range of participants, including customers, merchants, card processors, card schemes networks, issuing banks, and acquiring banks.
Integration of the JCB payment gateway is not as complicated as many non-technical people imagine. The usage of a professional development team is not required for the JCB payment gateway website connection. These deployments appear to be becoming easier thanks to open source APIs. All you have to do is click on the link below and follow the simple steps:
About us
PayCEC was established in response to the growing need of businesses to accept online payments more quickly and easily. In the new media era, our payment flow has evolved to work seamlessly and effectively across all platforms and devices. We pride ourselves on combining superior technology with first-class customer service.
PayCEC is a truly global payments platform that not only allows customers to get paid but also withdraws funds to their Business accounts in various currencies.
We have created an open and secure payments ecosystem that people and businesses choose to securely transact with each other online and on mobile devices.
PayCEC Team
Read more:
- B2B payment gateway
- Bitcoin payment gateway
- Crypto payment gateway
- Visa and Mastercard payment gateway
- The eCommerce Market in Europe: Trends, Growth and Statistics
- What is difference between 2D and 3D payment gateway?
Frequently Asked Questions
How does JCB payment gateway work?
It performs the following tasks as the most basic level of a standard payment gateway:
- It connects to the merchant account. It gives the businesses one or more options for integrating online card processing with the merchant business account.
- It keeps track of the payment information for each customer's transaction. The merchant sends their customers' information to the payment gateway using the gateway provider's tools. The gateway encrypts the payment information during transmission to ensure the security of the information.
- It forwards that data to a payment processor or an acquiring bank. At this point, the acquiring bank takes over. It performs some fraud screenings before sending the transaction to the card networks.
- It returns to the merchant the notification of approval or decline. The merchant sends a confirmation or rejection notification to their customers based on their yes or no response. They may request another form of payment from their customers.
What is JCB payment method?
The JCB (Japan Credit Bureau) is a Japanese credit card. More than 80 million people have the card, which is accepted in over 190 countries.
What does JCB stand for in banking?
History. When it bought Osaka Credit Bureau in 1968, JCB established itself in the Japanese credit card business, having been founded in 1961 as Japan Credit Bureau. Its cards will be issued to 130 million customers in 23 countries by 2020.
How can I use my JCB debit card?
Online businesses should set up a merchant account and payment gateway to accept JCB credit payments. This combination enables merchants to accept payments online, withdraw funds quickly, and manage cash efficiently.
A merchant account is a type of company bank account that allows you to accept JCB card payments. You can apply for any merchant account with your preferred acquiring bank. To receive money from online customers, many ecommerce businesses typically employ EUR or USD business bank accounts.
JCB Payment gateway software connects online retailers to merchant accounts and facilitates JCB Card payment processing data from a range of participants, including customers, merchants, card processors, card schemes networks, issuing banks, and acquiring banks.
Integration of the JCB payment gateway is not as complicated as many non-technical people imagine. The usage of a professional development team is not required for the JCB payment gateway website connection. These deployments appear to be becoming easier thanks to open source APIs. All you have to do is click on the link below and follow the simple steps:
Where can I use JCB credit card?
JCB Credit Cards are accepted on integrated websites such as PayPal, PayCEC, etc.
This system captures client payment information, such as JCB card information or passwords from E-wallet services, and tokenizes the sensitive data before sending it to the processor and banks.
A payment platform, sometimes referred to as the PayCEC payment gateway, connects your website to the payment network, allowing secure payment data to be sent back and forth. The payment platform authorizes the JCB card information and sends it to your bank for processing when a customer visits your website, inputs their credit or debit card information, and clicks "Send."
Is JCB better than Visa?
1 Visa has a wider range of website categories where it can be used. There are 20 categories in total, including Lifestyle, Computers, Electronics, and Technology, E-commerce & Shopping, Travel & Tourism, and others. 2 In any online category, JCB does not have a lead over Visa.
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We are honored to serve as your reliable business partner and financial service provider in the industry and other business-related services. With the help of our professional staff, to help merchants to achieve their goals for the development and expansion of the international business market.
Our payment flow has developed in the e-commerce world to perform seamlessly and effectively across all platforms and devices. We take pleasure in combining technology with customer service, to solve your concerns at the moment.
PayCEC is a fully worldwide payment network that not only allows merchants to be paid immediately and securely, but also allows them to withdraw money in multiple currencies to their company accounts.
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