OpenCart best Visa and Mastercard payment gateway extensions - Who should be your top choice?

The rise of ecommerce creates a chance for everyone to become an online seller. Whether you have a physical product or offer a solution service, all can be sold and purchased online thanks to the help of digital technology. However, there are many factors that might affect a customer journey to purchase an item. Sometimes, after having chosen everything, customers might still abandon their carts due to your lack of reliable payment methods. The customer might use a Visa credit card, but you only offer ewallet means of payment, and et cetera. Don’t let the lack of payment methods get in the way of your success. Let’s check out some of the best OpenCart Visa Mastercard payment gateway extensions for your online business.

OpenCart best Visa and Mastercard payment gateway extensions

By definition, OpenCart is an open-source content management system (CMS) that uses PHP as its scripting language. OpenCart serves as an online store management system helping retailers and merchants to open their virtual stores effortlessly.

OpenCart allows its users FREE and easy access, easy management to their stores and websites. Everyone can open an online store with the help of OpenCart. Just fill in some simple forms, click a few buttons, and up you go, your brand new store is ready to sell.

What is OpenCart? OpenCart definition and overview

When starting up a business, every merchant has an idea of their own on how their store would look like, how it would function, and what special feature it could offer to its customers. It would be impossible to fulfill everyone’s wishes with just a standardized system, so OpenCart came to the rescue with the open-source solution.

An “open-source” system is a platform where everyone can access, modify, and share codes to build customized programs for themselves. When using these open-source platforms, you can find an enormous amount of software specialized for your needs. Whether you are an information technology expert, or an entrepreneur who wants to create a simple online shop, you can count on OpenCart. OpenCart can freely offer you all the benefits of a normal open-source system and so on.

The most common programs that OpenCart offers to its users are themes and extensions (also known as plugins).

• Theme : Theme simply means your website appearance. You can freely design your website look using OpenCart open-source code, or choose an available theme sold on the OpenCart marketplace. Some basic themes on the platform are free to use, but other more complicated themes might cost you extra.

Merchants can choice many themes and designs on OpenCart

• Extension : There are many types of extensions available on OpenCart. From the extensions to add supporting languages, optimize your SEO keywords, to the payment gateway plugins, OpenCart has it all. Here is a list of categories that you might find on OpenCart:

List of OpenCart service category

OpenCart is a strong competitor among the best ecommerce online store management platforms. While WordPress has its own Visa and Mastercard payment gateway plugin for Woocommerce, Magento (Adobe), and Shopify also has theirs, OpenCart has its own strength:

• Free: There are no monthly charges for OpenCart services. You can also find many free downloads and updates on the platform.
• Open-source: This nature allows many developers to come in, modify, and bring a variety of extensions and themes to help improve your websites.
• Powerful and easy to use platform: OpenCart offers built-in SEO function and many more utilities so you can easily manage your products and orders, attract more customers, create coupons and promotions, fill in taxes forms and comply with business regulations, and much more.
• Dedicated support system: With over 500,000 ecommerce entrepreneurs using its service, OpenCart has a strong support community that can help merchants solve any problem, anytime 24/7.

OpenCart offer 24/7 support to any of your business issue

For an online shopping website to reach its full potential, it’s crucial to integrate payment gateway in OpenCart. Understanding this, the need for payment gateways for merchants are rising significantly over the past few years. With a website powered by OpenCart, you must be wondering which payment gateway extension is best for your business.

We all know that it’s necessary to have a payment gateway to enable payment transactions. But not every payment gateway is qualified to use, some might come with a lot of bugs and get in the way of your transactions. Some might even give you safety problems like data breaches and credit card fraud. So be cautious when you choose a payment gateway extension for your business, keep the standards below in mind to save you from trouble. You can also learn more about Visa and Mastercard credit and debit card payment gateway in our article .

• Payment Card Industry Data Security Standard ( PCI DSS certificate)
• 3D Secure Transaction
• Tokenization
• Real-time Risk Management
• Biometric Authentication

Security is the most important factor when choosing a payment gateway

Depending on your requirements, you can consider the most suitable payment gateway for your business. Here is the list of the best payment gateways accepting Visa and Mastercard payments in OpenCart for your consideration:

Visa is by far the most common card brand used in the world, with over 48% of the market share. Therefore, having an OpenCart Visa Payment Gateway integrated into your shopping cart is a must.

ClearPay Payment Gateway for OpenCart

ClearPay OpenCart Visa Payment Gateway is a plugin designed to help customers finish their checkout effortlessly.

• Advantages of ClearPay OpenCart Visa Payment Gateway:
  • Provide merchants with the ability to accept Visa Payments.
  • Free and easy to integrate into the merchant online store on OpenCart.
  • Allow installment payments: shop now, pay later.
• Disadvantages of ClearPay OpenCart Visa Payment Gateway:
  • Only available in the United Kingdom, France, Italy, and Spain.
  • Unable to accept international debit, credit cards and prepaid cards.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 7.5/10 (ClearPay OpenCart Visa Payment Gateway - accepting Visa Payments in OpenCart)

Klarna Payment Gateway for OpenCart

Klarna is one of Europe’s largest fintech companies, so its OpenCart Visa Payment Gateway is highly secured and trustworthy.

• Advantages of Klarna OpenCart Visa Payment Gateway:
  • The plugin is globally compliant, especially in Europe.
  • Easy installation of the extension.
  • Support installment payments - buy now, pay later (US & UK).
• Disadvantages of Klarna OpenCart Visa Payment Gateway:
  • High installation fees.
  • High transaction fees.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 7/10 (Klarna OpenCart Visa Payment Gateway - accepting Visa Payments in OpenCart)

PayPal Payment Gateway for OpenCart

PayPal commerce platform integration is now available for OpenCart Visa Payment Gateway.

• Advantages of PayPal OpenCart Visa Payment Gateway:
  • Global compliance, widely accepted everywhere.
  • Easy and free to install, safe to use.
  • PayPal Pay Later offers installment payments to its users.
• Disadvantages of PayPal OpenCart Visa Payment Gateway:
  • Have an initial $500 limit.
  • High transaction fees.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 9/10 (PayPal OpenCart Visa Payment Gateway - accepting Visa Payments in OpenCart)

The second most popular card brand in the market is Mastercard with over 31% of the marketplace. So to increase your payment solution, you should have OpenCart Mastercard Payment Gateway installed on your website.

AfterPay Payment Gateway for OpenCart

AfterPay OpenCart Mastercard Payment Gateway is a plugin that provides customers with a time-saving checkout gateway.

• Advantages of AfterPay OpenCart Mastercard Payment Gateway:
  • Allow merchants to accept Mastercard payments.
  • Stores powered by OpenCart can easily install this extension for free.
  • Enable shop now, pay later - installment payments.
• Disadvantages of AfterPay OpenCart Mastercard Payment Gateway:
  • Only available in the United States, Canada, Australia, New Zealand.
  • Can’t accept prepaid cards, international debit and credit cards.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 7.5/10 (AfterPay OpenCart Mastercard Payment Gateway - accepting Mastercard Payments in OpenCart)

Stripe Payment Gateway for OpenCart

Stripe OpenCart Mastercard Payment Gateway is a famous plugin for accepting Mastercard payments.

• Advantages of Stripe OpenCart Mastercard Payment Gateway:
  • Give OpenCart merchants the ability to accept Mastercard payments.
  • Highly secured and simple to integrate.
  • Support subscription - planned payments.
• Disadvantages of Stripe OpenCart Mastercard Payment Gateway:
  • High installation fees.
  • Merchants must have an SSL certificate installed on their websites to process payment data.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 7/10 (Stripe OpenCart Mastercard Payment Gateway - accepting Mastercard Payments in OpenCart)

Square Payment Gateway for OpenCart

Square OpenCart Mastercard Payment Gateway is one of the most popular extensions that allows merchants to accept Mastercard payments.

• Advantages of Square OpenCart Mastercard Payment Gateway:
  • Adding Mastercard payment method to merchant’s means of payment.
  • The extension is highly secured, free, and easy to build in.
  • Offer Square Order Reports for you to track all of your transactions.
• Disadvantages of Square OpenCart Mastercard Payment Gateway:
  • Card Payments only available for merchants based in the United Kingdom, United States, Canada, Australia, and Japan.
  • Specific and step-to-step supports require extra supporting fees.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 8.5/10 (Square OpenCart Mastercard Payment Gateway - accepting Mastercard Payments in OpenCart)

With the popularity of ecommerce nowadays, many card companies are rising with fascinating promotions and quotations. Therefore, consumers tend to use a much more variety of card brands than ever before. The more card brands your merchant can accept, the better chances your store can attract customers. So to have a competitive edge in the ecommerce race, it’s best that your shop has an extension for both the OpenCart Visa Mastercard Payment Gateways integrated.

2checkout Payment Gateway for OpenCart

2checkout - now Verifone payment gateway is an extension that provides both OpenCart Visa Mastercard Payment Gateway.

• Advantages of Verifone OpenCart Visa Mastercard Payment Gateway:
  • Provide merchants the capability of accepting Visa and Mastercard payments in OpenCart.
  • Easy and secured to integrate.
  • Allow transmission of billing, shipping, taxes, and cart data to payment server in order to prevent fraud.
• Disadvantages of 2checkout OpenCart Visa Mastercard Payment Gateway:
  • High installation fees.
  • High transaction fees.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 7.5/10 (2checkout Verifone OpenCart Visa Mastercard Payment Gateway- accepting Visa and Mastercard payments in OpenCart)

Braintree Payment Gateway for OpenCart

Braintree is a popular gateway for OpenCart Visa Mastercard Payment Gateway.

• Advantages of Braintree OpenCart Visa Mastercard Payment Gateway:
  • Give merchants the ability of accepting Visa and Mastercard payments in OpenCart.
  • Easy and secured to integrate.
  • Allow planned payments - subscriptions.
• Disadvantages of Braintree OpenCart Visa Mastercard Payment Gateway:
  • High installation fees.
  • Merchants must have an SSL certificate installed on their websites to process payment data.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 7/10 (Braintree OpenCart Visa Mastercard Payment Gateway - accepting Visa and Mastercard payments in OpenCart)

PayCEC Payment Gateway for OpenCart

PayCEC payment gateway shopping cart extension is a new emergent payment gateway in the financial world. Its global payments platform allows it to provide merchants with a lot of utilities regardless of borders.

• Advantages of PayCEC OpenCart Visa Mastercard Payment Gateway:
  • Capable of accepting Visa and Mastercard payments in OpenCart.
  • Accept international cards and multiple types of currency (crypto included).
  • The plugin is easy and free to integrate, simple to use.
  • Highly secured with PCI DSS, 3D Secure, and Tokenization.
  • Update merchants with real-time risk reports and minimize financial fraud with advanced risk management systems.
  • Function perfectly on multiple platforms like mobile, tablet, desktop, etc.
  • Provide a built-in payment page to avoid abandoned carts, or a customized checkout page to match your business identity.
  • Free support globally 24/7 from PayCEC experts and user community.
• Disadvantages of PayCEC OpenCart Visa Mastercard Payment Gateway:
  • Currently not supporting recurring payments.
  • Late fees may apply. Eligibility criteria apply.
• Extension rating: 8.5/10

For more information on how to do payment gateway integration in OpenCart , visit us at PayCEC.

PayCEC OpenCart Visa Mastercard Payment Gateway - accepting Visa and Mastercard payments in OpenCart

• What is OpenCart? OpenCart is a free and open-source online store management platform that supports everyone to open an online shop.
• OpenCart has a diverse marketplace of themes and extensions for merchants to design their store appearance and improve their store functionality.
• To enable checkout on OpenCart-powered websites, merchants must use a payment gateway extension.
• The best payment gateway extension is the one that is most suitable for your merchant’s requirements. However, you should consider all of the safety factors carefully before committing to a payment gateway.
• Our recommendations for payment gateways accepting Visa and Mastercard payments in OpenCart:
  • PayCEC OpenCart Visa Mastercard Payment Gateway
  • PayPal OpenCart Visa Payment Gateway
  • Square OpenCart Mastercard Payment Gateway
  • Stripe OpenCart Mastercard Payment Gateway
  • Klarna OpenCart Visa Payment Gateway
  • 2checkout Verifone OpenCart Visa Mastercard Payment Gateway
  • Braintree OpenCart Visa Mastercard Payment Gateway
  • AfterPay OpenCart Mastercard Payment Gateway
  • ClearPay OpenCart Visa Payment Gateway

PayCEC was established in response to the growing need of businesses to accept online payments more quickly and easily. In the new media era, our payment flow has evolved to work seamlessly and effectively across all platforms and devices. We pride ourselves on combining superior technology with first-class customer service.

PayCEC is a truly global payments platform that not only allows customers to get paid but also withdraws funds to their business accounts in various currencies.

We have created an open and secure payments ecosystem that people and businesses choose to securely transact with each other online and on mobile devices.

• [email protected]
• +44 2032 864370
• www.paycec.com