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How to do online payment without an ATM card?

02 Jun 2023 By PAYCEC

If you don’t have an ATM card or prefer not to use it for online payments, you can consider the following options:

  • Credit Cards: Credit cards are widely accepted for online payments, requiring an approved credit line and responsibility for paying off the balance.
  • Debit Cards: Debit cards can be used for online purchases, deducting funds directly from your bank account.
  • Digital Wallets: Digital wallets like PayPal, Google Pay, or Apple Pay allow you to link your bank account or add funds for online payments.
  • Bank Transfers: Online merchants often accept bank transfers, initiated through online banking or mobile banking apps.
  • Mobile Payment Apps: Apps like Venmo, Cash App, or Samsung Pay enable online payments without an ATM card by linking your bank account or adding funds to a digital wallet within the app.

It’s important to note that the availability of these payment methods may vary depending on the country and the specific merchant. Always check with the merchant or payment service provider to see which options are available for online payments without an ATM card.

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