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What is an American Express (Amex) gold card?

22 Mar 2023 By PAYCEC

The American Express (Amex) Gold Card is a premium credit card offered by American Express. This card is ideal for consumers who value rewards and benefits related to dining and travel. Some of the key features of the Amex Gold Card include:

  • Rewards Program: The Amex Gold Card offers a rewards program that allows cardholders to earn 4 Membership Rewards points per dollar spent at restaurants worldwide, 4 points per dollar spent at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), and 3 points per dollar spent on flights booked directly with airlines or through American Express Travel.
  • Dining Perks: The Amex Gold Card offers cardholders dining benefits, including a $10 monthly dining credit at select restaurants, such as The Cheesecake Factory, Ruth's Chris Steak House, and Grubhub.
  • Travel Benefits: The Amex Gold Card offers a range of travel benefits, including access to the American Express Global Lounge Collection, baggage insurance, and travel accident insurance.
  • Shopping Benefits: The Amex Gold Card offers shopping benefits, such as extended warranty protection and return protection.
  • No Foreign Transaction Fees: The Amex Gold Card does not charge foreign transaction fees, making it a convenient option for consumers who travel internationally.

It is important to remember that the benefits and rewards offered by the Amex Gold Card may vary depending on the cardholder's credit history and other factors. The Amex Gold Card usually has a higher annual fee and interest rate than other cards. Therefore, peruse the card's terms and conditions before applying to ensure it suits your requirements and financial situation.

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