21 Feb 2022 By PAYCEC
The secure payment gateway provides payment services with a high standard of protection in online business. This system carries out transactions and verifies, accepts or declines payments transactions on behalf of a merchant.
Encryption: A secure payment gateway will encrypt (encode for private use) data for exclusive usage between the seller and the buyer - between the user's browser and the retailer's server.
Request: When a payment processor receives approval from a credit card company or financial institution to proceed with a transaction, it is known as an authorization request.
Fulfillment: Once the payment gateway has received authorization, the website and user interface can move on to the next step.
Payment gateways should ensure that merchants always get paid when a purchase is made, reducing the risk of fraud and credit risk.
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