22 Mar 2023 By PAYCEC
While American Express (Amex) is often associated with luxury and high-end spending, it is not exclusively for the rich.
Despite having a high status in many people's eyes, all you need for an Amex card is a good credit score. You don't need to be wealthy to have a good credit score.
While its premium cards, such as the Platinum Card and the Centurion Card, come with high annual fees and luxury benefits, Amex also offers a range of other cards with more modest annual fees and rewards programs beneficial for a wide range of customers.
The wealthy use a variety of credit cards, many of which have stringent eligibility criteria, such as invitation-only access or high minimum net worth requirements. These cards include the JP Morgan Chase Reserve and the American Express Centurion (Black Card).
Ultimately, the value of an Amex card depends on an individual's spending habits, financial situation, and personal preferences.
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