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What does American Express (Amex) Travel Insurance Cover?

22 Mar 2023 By PAYCEC

American Express (Amex) Travel Insurance is a set of insurance benefits provided to American Express cardholders to help protect them while traveling.

What the American Express (Amex) travel insurance covers can vary depending on your card and plan. Generally, Amex travel insurance may provide coverage for the following:

  • Trip Cancellation/Interruption: Coverage for prepaid, non-refundable trip expenses if you have to cancel or cut short your trip due to covered reasons, such as illness or severe weather.
  • Emergency Medical and Dental: Coverage for medical or dental expenses you incur while traveling, such as emergency medical treatment or ambulance services.
  • Travel Accident Insurance: Coverage for accidental injury or death while traveling on a common carrier, such as a plane, train, or bus.
  • Baggage Insurance: Coverage for lost, stolen, or damaged baggage and personal items during your trip.
  • Car Rental Loss and Damage Insurance: Coverage for physical damage and theft of a rental car.

It's important to note that the terms and conditions of your specific Amex travel insurance plan will determine what is covered and to what extent, so review your policy carefully before purchasing and traveling.

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