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Home How many American Express (Amex) cards can you have?
10 Mar 2023 By PAYCEC
In short, the number of Amex cards one can own is subjective and depends on individual financial circumstances and preferences. It varies depending on their financial situation, credit score, and personal preference. Some individuals may have multiple Amex cards to take advantage of various rewards programs, while others may only have one.
American Express restricts all customers to a maximum of five personal and business credit cards at any given time. The five-card rule does not apply to charge cards, giving you some leeway if you require more than five Amex cards. Amex Platinum, American Express® Gold Card, and American Express® Green Card are examples of charge cards.
Amex offers a wide range of credit cards that cater to different needs and lifestyles. For instance, their Platinum Card offers travel perks, while their Blue Cash Preferred Card offers cashback rewards on groceries and gas.
You can also choose to have multiple Amex cards that complement each other. But it will also be risky if you cannot keep up with payments or control your spending. It's essential to only apply for and maintain Amex cards that align with personal financial goals and spending habits.
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