What is 3D Secure code in debit card?

21 Jun 2022 By PAYCEC

3DS debit card code is a password-protected authentication system designed to confirm the identity of the cardholder when a debit card is used online in suspicion.

By requesting a One Time Password (OTP) known only to the cardholder, the bank can verify that the genuine cardholder is entering their card details into an e-commerce website. The OTP of the debit card 3D secure validation could be a code that your bank sends you via SMS when you are about to make an online payment.

3DS debit card code helps to prevent fraudulent transactions, and gives all parties in the 3D secure debit card payment process greater peace of mind, especially when used in conjunction with all the other security features offered by Visa, MaterCard, Amex, JCB, or Discover.

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