What is a virtual Mastercard?

25 Aug 2022 By PAYCEC

You may be familiar with how a physical Mastercard operates and how a virtual Mastercard performs in comparable situations. A Virtual Mastercard can be ordered online from financial institutions or fintech companies and used to make purchases on e-commerce websites and mobile apps. Most owners of virtual Mastercards opt to use recurring payments to pay for internet services and subscribe to streaming services.

Virtual Mastercards have the same 16-digit card number, CVV, and expiration date as physical Mastercards, but they are stored inside a banking app rather than on a physical plastic card. You can log in to your banking app and check the Card menu to retrieve these credentials.

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