Does American Express (Amex) card work in Belgium?

03 Apr 2023 By PAYCEC

Yes, American Express (Amex) is accepted in Belgium, but not as widely as other payment methods such as Visa and Mastercard.

American Express is beneficial because its credit cards offer customers a variety of bonus rewards in popular purchase categories. American Express credit cards include several appealing welcome bonuses, introductory 0% APR offers, and luxury travel benefits. As a result, American Express credit cards are regarded as among the most prestigious available.

Here are why American Express credit cards in Belgium are good to have:

• Membership Rewards

You can earn points for every $1 you spend on eligible purchases if you have an American Express Membership Rewards card. These cards frequently provide attractive bonus points and rates. Furthermore, you can redeem your points for a variety of rewards, including cashback on your account, gift cards, and frequent flier miles.

Your American Express Membership Rewards Points will not expire as long as you keep your account in good standing, meaning you must make all required payments by the due date listed on your account statements.

• Amex Offers and Amex Experiences

Through Amex Offers, you can get exclusive discounts and cashback promotions from partnered brands like THE ICONIC, Woolworths, and David Jones. Current offers are listed on the Amex website and in the app, where you can click to save or activate an offer.

With American Express Experiences, you can get pre-sale tickets to concerts and other

events. You can relax in style before your next concert at American Express Entertainment Lounges at select entertainment venues in Sydney and Brisbane when you show your Amex card at the door.

• Airport lounge passes

Every year, some American Express credit cards include free lounge entry invitations. Depending on the card, you may be able to use the benefits at a Qantas Lounge or The Centurion Lounge at Sydney or Melbourne airports.

• Mobile payments

American Express works with the three major digital wallets: Apple Pay, Samsung Pay, and Google Pay. You can add your card information to the relevant app and pay directly from your mobile phone or device.

• American Express Plan It installment plans

To repay new purchases, you can set up interest-free installment plans with a fixed monthly fee and terms ranging from 3 to 12 months. Plan American Express It is available for purchase balances of $150 or more listed on your most recent statement, and you can see the monthly repayments.

Plan It payment details vary depending on the repayment term, your type of card, and the balance you want to pay off. However, to give you an idea of the potential cost, a $1,000 purchase could be paid off in $90.64 monthly installments over 12 months (including a $7.30 monthly fee). If you have an Amex card, you can log in to your account to get accurate information about the Plan It installment plan options available.

• The complimentary smartphone screen cover

American Express is currently the only credit card issuer in Australia that offers smartphone screen protection on some of its cards, including the American Express Essential, American Express Explorer, and American Express Platinum.

When you use one of these cards to pay for your monthly phone contract or to purchase a new smartphone outright, you can claim up to $500 if the screen breaks due to being dropped or hit. You can make up to two claims in 12 months, but you'll have to pay a 10% excess each time. To give you an idea of the cost, depending on the model, repairing an iPhone screen can range between $45 and $520.

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