What is a payment gateway link?

03 Oct 2023 By PAYCEC

A payment gateway link is a URL or web link that directs customers to a secure online payment page or portal, typically hosted by a payment service provider or merchant. It allows customers to pay for products or services securely over the Internet.

Here's how it works:

1. Generation: When a customer purchases on a website or through an invoice, the merchant's system generates a unique payment link.
2. Sending to Customer: They can get the payment link on a website or via email and message. It may include details about the transaction, such as the amount, the description of the purchase, and any other relevant information.
3. Payment: The payment link leads the customer to a secure payment page maintained by the payment gateway provider. They can input payment information, such as credit card information, to finish the transaction.
4. Authorization: The payment gateway processes the transaction in real time, authorizes the payment method, and checks for fraud or security issues.
5. Confirmation: After a successful transaction, the customer and the merchant typically receive a payment confirmation. The customer may see a receipt while the merchant's system is updated to reflect the payment.