What is an American Express (Amex) Business Card?
22 Mar 2023
By PAYCEC
American Express (Amex) Business Card is a credit card designed specifically
for small businesses. It provides business owners with benefits and rewards
to help them manage and grow their businesses. Some of the benefits of an
Amex Business Card may include:
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Rewards program: Business owners can earn rewards on
their business purchases, such as cashback, points, or miles, which can
be redeemed for travel, gift cards, or statement credits.
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Business expense management tools: Amex provides
business owners with tools to help them manage their expenses, including
the ability to set employee spending limits.
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Travel benefits: Many Amex Business Cards offer travel
benefits, such as access to airport lounges, travel insurance, and
concierge services.
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No pre-set spending limit: Amex Business Cards do not
have a pre-set spending limit, which means business owners can spend
what they need without worrying about hitting a limit.
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Business-specific perks: Depending on the card, Amex
Business Cards may offer additional business-specific perks, such as
discounts on business services or access to business events.
Amex offers several types of business cards, each with its features and
benefits. Some of the most popular Amex Business Cards include:
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American Express Business Gold Card: This card allows
businesses to earn Membership Rewards points on their purchases, with
bonus points on categories like advertising, shipping, and gas. It also
offers benefits such as baggage insurance, car rental loss and damage
insurance, and roadside assistance.
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The Plum Card from American Express: This card offers a
1.5% early pay discount or the option to defer payment for up to 60
days, depending on the needs of the business.
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The Blue Business Plus Credit Card from American Express: The card offers 2X Membership Rewards points on the first $50,000 and
1X Membership Rewards points on all other purchases. It also has no
annual fee and a 0% introductory APR for the first 12 months.
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The Business Platinum Card from American Express: This
card offers premium benefits designed for frequent travelers, such as
access to airport lounges, airline fee credits, and elite hotel status.
It also earns Membership Rewards points on purchases and offers a
variety of travel benefits like travel insurance and baggage insurance.
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