13 May 2022 By PAYCEC
A significant benefit of 3D secure Discover is that it protects both users and merchants against the threat of payment fraud. Another advantage of 3D secure Discover for online merchants is the payment liability shift. This means that instead of the merchants are responsible for risk management, the card issuers take it all.
By completing an additional authentication step through Discover 3D secure, an issuing bank becomes liable for fraudulent chargebacks. Even if the customer claims they have an unauthorized payment from you on their card, most of the time the 3D secure Discover card provider will be liable for managing the refunds.
Fewer chargebacks also mean more money in your pocket. Discover 3D secure helps mitigate the resources associated with disputes management, chargeback penalties, and fees.
PayCEC’s 3D secure Discover card payment gateway assures error-free computations and a much faster processing time. It means that customers will no longer have to deal with traffic jams, parking spaces, or wait in lengthy queues at the counter, they can shop and pay with 3D secure Discover card from the comfort of their homes with just a few clicks. Besides, PayCEC’s 3D secure Discover card payment gateway offers the highest level of sensitive data protection in order to deliver greater customer confidence.
From the customer’s perspective, the 3D secure Discover payment process should be extremely smooth that he or she only needs to click the button and get the 3D secure Discover payment transaction completed in a fraction of a second. Customers seem to remain loyal to the platforms that provide them with a seamless experience with regard to making Discover payments as well. Therefore, setting up PayCEC’s Discover payment gateway is extremely crucial to maintain customer loyalty.
Besides, you can learn more about 3DS protection using MasterCard 3D Secure to maximize the security of your checkout process.
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