Can I withdraw cash with Apple Pay in the UK?

02 Feb 2023

Yes, you can get cash out using Apple Pay in the UK. Customers must have a debit account associated with a bank that has enabled Apple Pay withdrawal functionality on its debit cards in order to use this feature. Customers who want to use this feature must also locate a nearby ATM that has the Apple Pay contactless reader enabled.

Apple Pay encrypts all payment information, ensuring that your credit card information is completely secure. When you add a credit or debit card to Apple Pay, the actual card numbers are not stored on the device or on Apple servers, according to MasterCard. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in your device's Secure Element. A one-time unique dynamic security code is used to authorize each transaction.

Although there are a few apps available on Apple's App Store that can help you find a nearby ATM, many banking apps include an ATM locator. The best way to locate an Apple Pay ATM in your area is to use a bank-supported ATM with a compatible account and location functions enabled.

How Do I Withdraw Money From Apple Pay

Apple strives to make things as simple as possible for users. This is why Apple Pay withdrawals are simple:

1. Open your device's Wallet app.
2. Select the debit card that you want to use.
3. Place your phone over the ATM's contactless symbol.
4. Confirm that you want to use the card with your Touch ID.
5. In the machine, enter your ATM PIN.