Can you pay by card in Iceland?

28 Aug 2023

Yes, you can pay by card in Iceland. Card payments are widely accepted and considered one of the most common and convenient methods of payment throughout the country.

Iceland has a well-developed card payment infrastructure, and major credit and debit cards are widely accepted, including international card networks such as Visa, Mastercard, and American Express.

Card payment terminals are readily available in various establishments, including shops, restaurants, hotels, tourist attractions, and even smaller businesses. These terminals typically support chip-and-PIN technology, ensuring secure transactions.

Many establishments also offer contactless payment options, allowing customers to make quick and convenient payments by simply tapping their card on the payment terminal.

Iceland’s card payments are particularly prevalent in urban areas and popular tourist destinations, where electronic payment methods are widely embraced.

However, it's worth noting that in some remote or rural areas, particularly smaller establishments or local markets, cash may still be the primary method of payment. Therefore, it's always advisable to carry some cash, especially when traveling to more remote parts of Iceland.

When using Iceland’s card payments, it's essential to notify your card issuer in advance about your travel plans to avoid any potential card authorization issues or security concerns.

Additionally, it's recommended to keep an eye on your card statements and be vigilant against potential card fraud or unauthorized transactions, as you would with card payments in any other country.

Overall, card payments are widely accepted and convenient in Iceland, making it easy for residents and visitors to make purchases, dine out, and enjoy various services without the need for extensive cash transactions.