Can you use Apple Pay at ATM UK?

02 Feb 2023

Yes, you can use Apple Pay at ATM UK. 

Apple Pay is Apple's contactless payment feature that allows you to add bank cards to your phone or another eligible device in order to make mobile payments in person, online, and through apps.

If the ATM supports contactless — and thus cardless — withdrawals, you may be able to use Apple Pay to make a cash withdrawal.

To find an ATM that accepts Apple Pay, look for the contactless symbol, which will be prominently displayed on the ATM machine. If you see this, you can usually withdraw money using a contactless card or a digital wallet like Apple Pay.

If you use Apple Pay to make an international withdrawal, any fees imposed by your card issuer or the ATM operator must still be paid.

ATM operators may charge a variety of fees, but these are usually displayed on the ATM screen as you process the transaction, allowing you to determine whether they are reasonable or not. The other common and more painful charge is the foreign transaction fee, which is frequently charged by credit and debit card issuers.

This is usually around 3%, but check your card terms and conditions to see how it works for your specific card.

Finally, keep in mind that if you use Apple Pay with a credit card to make a cash withdrawal, you may be charged additional fees. In this case, a cash advance fee is usually required, which can significantly increase costs.