Can you use Apple Pay over $100?

02 Feb 2023

Apple Pay transactions under $100 can be completed by holding the device up to the contactless reader and authorizing payment with Touch ID, the device passcode, or double-clicking the side button on Apple Watch. If your transaction exceeds $100, you may be required to enter your card PIN into the retailer's terminal.

If you use Apple Pay, you will not be charged any additional fees.

Purchases are subject to a standard credit or debit card charges, and some retailers may apply a credit or debit card surcharge to purchases made using any payment method, including Apple Pay, contactless, or chip and PIN transactions.

To add your card to Apple Pay, you must have an active data plan or a Wi-Fi connection. Additional message and/or data charges may apply depending on your mobile plan and network.