Does Apple Pay work in Spain/Is Apple Pay available in Spain?

02 Feb 2023

Yes, Apple Pay is available in Spain. Despite the fact that Apple Pay has only been available in the country since 2016, it has grown in popularity and is now accepted by many major retailers and restaurants. If you're planning a trip to Spain, bring your Apple Watch or iPhone because you may be able to use Apple Pay throughout the country.

Apple Pay is linked to the card rather than the country. Apple Pay is dependent on the credit card being issued by a company that participates in the Apple payment program.

Customers with American Express, Banco Santander, Ticket Restaurante, or Carrefour cards in Spain can now use Apple Pay. Money cannot be sent or received in the United States. Apple Pay is free to use anywhere, and no fees are charged by the company. The following retailers do not accept Apple Pay: Walmart, Kroger, Dick's Sporting Goods, and Home Depot. Apple Card transactions do not incur a foreign transaction fee. It is compatible with both contactless (Apple Watch, iPhone, and chip readers) and physical cards.

Users must use a credit or debit card to use Apple Pay, but actual card numbers are not stored on devices or on Apple servers; instead, each device is assigned a unique Device Account Number, which encrypts, secures, and stores data in the Secure Element.