How do I pay with mobile payments in Belgium?

06 Jun 2023

Paying with mobile payments in Belgium offers a convenient and secure way to make transactions using your smartphone or other mobile devices. To initiate mobile payments, you typically follow these steps:

• Choose a Mobile Payment Service: Select a mobile payment service compatible with your device and widely accepted in Belgium. Examples include Apple Pay, Google Pay, and various mobile banking apps offered by local banks.
• Set Up the Mobile Payment Service: Install the mobile payment app on your smartphone and follow the setup instructions. You may need to link your payment cards or bank accounts to the app to enable transactions. The app may also require additional security measures like fingerprint or facial recognition for authentication.
• Add Payment Methods: Once your mobile payment service is set up, you can add your preferred payment methods to the app. It typically involves entering the card details manually or scanning the card using your smartphone's camera. Some apps may also allow you to link your bank account directly.
• Verify and Authenticate: Depending on the mobile payment service, you may need to verify your payment methods by entering a verification code or completing a verification process. Additionally, you may need to authenticate each transaction using a passcode, fingerprint, or facial recognition.
• Make Payments: When you're ready to pay, unlock your smartphone, launch the mobile payment app, and place it near the contactless payment terminal. Depending on the app's settings, you may be required to confirm the payment on your device.

It's important to note that mobile payment acceptance varies by merchants. Look for contactless payment symbols or signs indicating that they accept mobile payments. In Belgium, mobile payments are widely accepted at retail stores, restaurants, transportation services, and online merchants that support contactless payment methods.

By utilizing mobile payment services in Belgium, you can enjoy the benefits of convenience, speed, and enhanced security when making transactions. Mobile payments streamline the checkout process, eliminate the need to carry physical cards or cash and provide an additional layer of protection through tokenization and encryption of payment data.