How does Google Pay work in Australia?

11 May 2023

Google Pay in Australia works by securely storing credit and debit card information on Android devices. In the settings of the Google Pay app, you will find a “cards” tab where you can enter your credit card information in just a few minutes.

Once you’ve added your cards, Google Pay utilizes the Near-Field Communication (NFC) chip in your phone to establish a connection with point-of-sale (POS) terminals, mimicking the functionality of a physical card, meaning you can use your phone’s lock screen as if it were a physical card for making payments.

Google Pay is compatible with any terminal that accepts the payment card brands it supports, such as Visa, Mastercard, or American Express. This wide acceptance allows you to use Google Pay for purchases at numerous retailers and establishments.

Customers can use Google Pay at any terminal that accepts the card’s carrier (Visa, Mastercard, or American Express). Google Pay also simplifies online purchases by securely storing and remembering your credit card information so that it may be auto-filled, which can be risky if you easily fall for online buying.

When using Google Pay, there are no limitations. However, your bank or financial institution may put restrictions on digital or contactless payments. Some terminals and EFTPOS machines may need a PIN code when making contactless payments of a particular value.

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