Is Apple Pay available in Germany/does Apple Pay work in Germany?

02 Feb 2023

The answer is YES. Apple Pay launched in Germany on December 10, 2018,

 is now one of the top ten most popular online payment services in Germany. Its German customers represent a diverse range of demographics and socioeconomic backgrounds. Technology or computers are popular among Apple Pay users in Germany, who also like to keep up with new technology. Apple lists partner banks and credit card companies on its newly launched Apple Pay website for Germany, with customers from Deutsche Bank, O2 Banking, N26, Comdirect, HypoVerensbank, Bunq, and Boon able to use the payment method directly.

When you use Apple Pay, the near-field communication (NFC) chip in your device communicates with the card reader, allowing your payment to be processed in the same way that a debit or credit card would. This enables you to use your device as a contactless payment method rather than carrying physical cards with you at all times.

Apple Pay is generally regarded as secure. To protect your personal information or transaction data, Apple Pay pairs the purchase with your card using a device-specific number and a unique transaction code. Apple does not keep your debit card information on its servers or on your device. To ensure the security of your payments, Apple Pay requires authentication via Touch ID, Face ID, or a PIN number.