Is Apple Pay available in UAE/Does Apple Pay work in UAE?

02 Feb 2023

Yes, Apple Pay is available in UAE. The launch in the UAE comes as the country continues to see increases in e-commerce. Apple Pay payments are accepted almost everywhere in the UAE and around the world Anyone using credit cards from six UAE banks - Mashreq, Emirates NBD, Emirates Islamic, RAK Bank, HSBC, or Standard Chartered - and having an iPhone 6 or later will be able to use Apple Pay.

Apple Pay can be used anywhere that accepts a contactless payment terminal, such as the wireless credit card readers found in the majority of UAE retailers.

The UAE, along with Sweden, Finland, and Denmark, will bring the total number of Apple Pay-enabled countries to twenty. The service will be available for the first time in the Middle East. Apple Pay will compete directly with Samsung Pay, which debuted in April, and BEAM, an e-payment service that has been in operation since 2012.

Apple Pay allows you to quickly check out your favorite apps and websites. With the press of a button, you can catch a ride, buy tickets, book a vacation home, stock up on supplies, and much more

Apple Pay uses a process called "tokenization" to make payments secure. A token substitutes information that cannot be used in any other way for all of a user's unique, sensitive data. Users will be able to see a short list of all recent Apple Pay payments, but that's it.

Apple Pay is the more secure and private way to pay. Apple Pay uses a device-specific number and a unique transaction code when you make a purchase. Your complete credit card number is never saved on your device or on Apple servers, and it is never shared with merchants. Apple Pay is secure because it does not store transaction information that can be linked to you.