What bank does American Express (Amex) serve cards to use?

07 Mar 2023

American Express Serve Cards are available from numerous banks and credit unions, including U.S. Bank, USAA, Navy Federal, and American Express. However, third-party-issued Amex cards are uncommon since American Express is both a card issuer and a card network.

The American Express Serve® card is a reloadable prepaid debit card that works similarly to a traditional bank debit card linked to a checking account.

A prepaid debit card is an account that allows you to spend only the money that you have pre-loaded into it. Once you have depleted all your stored funds, the debit card will no longer be usable for payments until you reload the account.

Because the Serve card is an American Express branded card, it is accepted wherever American Express is accepted. In everyday use, there should be no difference between a prepaid debit card and a traditional card.

You can load cash onto your Serve Card for free at over 45,000 locations, including CVS/pharmacy®, Dollar General®, Family Dollar®, Rite Aid®, Walmart®, and participating 7-ELEVEN®. Loading fees vary by location and can reach $3.95 in some cases.

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