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Can you get an American Express (Amex) credit card in Germany?

03 Apr 2023 By PAYCEC

Yes. You can get an Amex card in Germany, alongside Visa and Mastercard. Although the two competitors issue significantly more credit cards, American Express has a few outstanding features. For example, credit cards are always issued directly by American Express and not via a partner bank. As a result, there are fewer different Amex credit cards, but they usually offer a better range of services.

The fee for German Amex cards is 4%, with a €5 minimum. There is also a 2% fee on foreign currency payments, making the card unsuitable for travel outside the Eurozone.

The American credit card provider offers several models suitable for multiple purposes and people. One of the top advantages is earning miles and points in the American Express bonus program, which makes credit cards particularly attractive. The following four American Express cards are particularly relevant in Germany:

  • American Express Blue Card
  • American Express Green Card
  • American Express Gold Card
  • American Express Platinum Card

However, American Express does not only offer products for private customers. If you are interested in a business credit card from American Express for freelancers, self-employed persons, and companies, we recommend taking a look at our comprehensive guide to the three American Express business credit cards:

  • American Express Business Card
  • American Express Business Gold Card
  • American Express Business Platinum Card

Read more:

Types of payment gateway.

Benefits of online payment gateway.

American Express (Amex) payment gateway.

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