3-D Secure Transaction

3-D Secure is an authenticated payment system to improve online transaction security and encourage the growth of e-commerce payments. Collectively Visa, MasterCard, and AMEX secure systems are brand identities of the 3-D Secure Cardholder Authentication Scheme.

3-D Secure systems recreate the high level of security of a physical payment environment by requesting further payment authentication. The objective is to provide a safe and secure online payment experience across all three domains using a password that is validated by the card issuer and further checked by all other parties involved in the transaction.

How it works

Step 1 How It Work

Make an online purchase.

Step 2 How It Work

Enter your card details in the Payment section.

Step 3 How It Work

An SMS with a one-time password (OTP) will be sent to your registered mobile device.

Step 4 How It Work

Enter the one-time password (OTP) and complete your transaction.


  • Supports Verified by Visa, MasterCard SecureCode and AMEX SafeKey
  • Pre-accredited with major Acquiring Banks


  • Protect cardholder against unauthorized use
  • Add layers of fraud protection
  • Shift fraud liability from your business with chargeback protection on qualifying transactions
  • Increase customer confidence when shopping online
  • Reside on secure, reliable and resilient DPG
  • Consolidate MasterCard Payment Gateway Services customer support
  • Be able to negotiate lower rates for 3-D secure transactions with your acquiring bank

Ready to get started?

We would love to help you get started and support you along the way.

Ready to get started?