What is a debit card/ credit card gateway?

10 May 2022 By PAYCEC

A credit and debit card payment gateway is a connector that encrypts and transfers customer’s card data to card schemes. Once a customer finishes filling out their information on the merchant’s checkout page, a payment gateway will start its mission. The payment gateway will begin to encrypt and transfer each customer’s data to the payment processors. The data usually consist of the cardholder name, their card number and CVV code. The processors will then read and clarify the data. If all information is correct, the purchase value will go from the customer’s bank account into the merchant account.

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