12 Apr 2022 By PAYCEC
YES. Germany is a SEPA country. You can make payments or get paid from other countries in the SEPA schemes like domestic transfers in real-time. You also enjoy the benefits of open banking features and cost-effective payment fees.
In addition, most banks in Germany allow you to transfer money worldwide using a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. You can do this either online, by using a bank app, or by visiting a branch in person.
Many people choose to manage their accounts through online and mobile banking rather than going to the bank in person since it is more convenient. Fortunately for expats in Germany, most banks provide online and mobile banking through websites and mobile apps.
IBAN in Germany consists of 22 characters:
|DE89 3704 0044 0532 0130 00
|ISO Country Code
|IBAN Check Digits
|3704 0044 0532 0130 00
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